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2025 Health Insurance Plans in Sumner County, TN

Find and compare 2025 health plans in Sumner County, TN. Every health insurance plan below offers 10 essential benefits and qualifies for cost assistance. Select a plan to learn more about cost-sharing, benefits, and how you can save.
Connect Bronze CMS Standard
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Connect Silver CMS Standard
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Connect Gold CMS Standard
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Connect Silver 2500 Indiv Med Deductible Enhanced Diabetes Care
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$5000 per group

Coinsurance:

40.00%
See Plan
Connect Silver 2875 Indiv Med Deductible
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18000 per group
Deductible:

$5750 per group

Coinsurance:

40.00%
See Plan
EMI Health Premier PPO (High)
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Premier PPO (Low)
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Advantage Co-Pay
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Advantage PPO
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Connect Silver 3825 Indiv Med Deductible
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18100 per group
Deductible:

$7650 per group

Coinsurance:

40.00%
See Plan
Connect Bronze 7500 Indiv Med Deductible
2025
Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Connect Bronze 3500 Indiv Med Deductible Enhanced Diabetes Care
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$7000 per group

Coinsurance:

40.00%
See Plan
Connect Bronze 8500 Indiv Med Deductible
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$17000 per group

Coinsurance:

50.00%
See Plan
Guardian Preventive Plus for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Enhanced Diabetes Care Silver with $0 Drug Options
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$10000 per group

Coinsurance:

50.00%
See Plan
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$10000 per group

Coinsurance:

50.00%
See Plan
Standard Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Humana Dental Smart Choice – Low
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Humana Dental Smart Choice – High
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Humana Dental Smart Choice – Lite
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Guardian Essentials for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Guardian Select for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Guardian Basics for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Everyday Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Focused Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Everyday Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per group

Coinsurance:

35.00%
See Plan
Elite Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$0 per group

Coinsurance:

30.00%
See Plan
Standard Expanded Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Everyday Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Clear Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$13000 per group
Deductible:

$13000 per group

Coinsurance:

0.00%
See Plan
Focused Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Everyday Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per group

Coinsurance:

35.00%
See Plan
Elite Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$0 per group

Coinsurance:

30.00%
See Plan
SoloCare Standard Exp Bronze EPO 10008
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
SoloCare Gold EPO 2300 – 3 Free PCP Visits, $5 Generic Rx 10010
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$4600 per group

Coinsurance:

20.00%
See Plan
SoloCare Silver EPO 7000 – 3 Free PCP Visits, $5 Generic Rx 10013
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$14000 per group

Coinsurance:

30.00%
See Plan
SoloCare Silver EPO 6000/60 – 3 Free PCP Visits 10014
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18100 per group
Deductible:

$12000 per group

Coinsurance:

40.00%
See Plan
SoloCare Exp Bronze EPO 7200 – $0 Generic Rx 10015
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$14400 per group

Coinsurance:

50.00%
See Plan
DentaQuest EPO Pediatric High
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

$50 per person
$150 per group

Coinsurance:

See Plan
DentaQuest EPO Family High
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

$50 per person
$150 per group

Coinsurance:

See Plan
DentaQuest EPO Family Low
2025
Low
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

$100 per person
$300 per group

Coinsurance:

See Plan
SoloCare Standard Gold EPO 10006
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
SoloCare Standard Silver EPO 10007
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
BEST Life Superior Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Preferred Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Essential Value Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$75 per person
per group not applicable

Coinsurance:

See Plan
BEST Life Essential Basic Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$75 per person
per group not applicable

Coinsurance:

See Plan
TruAssure Basic Adult or Child Dental Pla
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
TruAssure Preferred Adult or Child Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$30 per person
per group not applicable

Coinsurance:

See Plan
TruAssure Preventive Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
SoloCare Bronze EPO HDHP 8050 10004
2025
Bronze
HSA: Yes
Out-of-Pocket Maximum:

$16100 per group
Deductible:

$16100 per group

Coinsurance:

0.00%
See Plan
SoloCare Standard Platinum EPO 10005
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$8600 per group
Deductible:

$0 per group

Coinsurance:

0.00%
See Plan
Bronze Elite + PCP Saver Plus
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gold Classic
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$12000 per group
Deductible:

$7000 per group

Coinsurance:

30.00%
See Plan
Bronze Classic 4700
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$9400 per group

Coinsurance:

50.00%
See Plan
Silver Simple PCP Saver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17800 per group
Deductible:

$11400 per group

Coinsurance:

40.00%
See Plan
Gold Elite
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$1000 per group

Coinsurance:

30.00%
See Plan
Bronze Classic Standard
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Silver Classic Standard
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Gold Classic Standard
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Silver Simple Diabetes
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17500 per group
Deductible:

$13000 per group

Coinsurance:

50.00%
See Plan
Silver Simple Breathe Easy with Enhanced COPD Benefits
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17500 per group
Deductible:

$12400 per group

Coinsurance:

50.00%
See Plan
Silver Classic
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17000 per group
Deductible:

$11000 per group

Coinsurance:

50.00%
See Plan
Secure
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
BlueCross G06S $35 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$13200 per group
Deductible:

$6000 per group

Coinsurance:

20.00%
See Plan
BlueCross S29S $60 PCP Copay + $0 virtual care from Teladoc Health ® + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$12600 per group
Deductible:

$10600 per group

Coinsurance:

50.00%
See Plan
BlueCross S27S $60 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$12600 per group
Deductible:

$10600 per group

Coinsurance:

50.00%
See Plan
BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
BlueCross S25E $55 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17800 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
BlueCross B17S $0 virtual care from Teladoc Health ® + Adult Dental
2025
Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
BlueCross S25S $55 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17800 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
BlueCross B17E $0 virtual care from Teladoc Health ® + Adult Dental
2025
Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
BlueCross B15E $0 virtual care from Teladoc Health ®
2025
Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health ®
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
BlueCross B07S HSA
2025
Expanded Bronze
HSA: Yes
Out-of-Pocket Maximum:

$14200 per group
Deductible:

$11900 per group

Coinsurance:

50.00%
See Plan
BlueCross B15S $0 virtual care from Teladoc Health ®
2025
Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan