Facts on Health Insurance

Find Health Plans

Enroll Now

2025 Health Insurance Plans in Phillips County, KS

Find and compare 2025 health plans in Phillips County, KS. Every health insurance plan below offers 10 essential benefits and qualifies for cost assistance. Select a plan to learn more about cost-sharing, benefits, and how you can save.
Kansas Preferred Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Kansas Preferred Plan (Pediatric Only)
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Kansas Preferred Plan (Pediatric Only)
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Kansas Wellness Essentials Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Kansas Wellness Essentials Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Kansas Preferred Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Blue KC Choice Silver 1 BlueSelect EPO with Spira Care
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$8300 per group

Coinsurance:

40.00%
See Plan
Blue KC Standard Gold Preferred-Care Blue EPO
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Blue KC Choice Bronze 2 BlueSelect EPO with Spira Care
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$17000 per group

Coinsurance:

50.00%
See Plan
Blue KC Saver Bronze Preferred-Care Blue EPO
2025
Expanded Bronze
HSA: Yes
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$13000 per group

Coinsurance:

50.00%
See Plan
Blue KC Catastrophic BlueSelect EPO
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
Blue KC Standard Silver BlueSelect EPO
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Blue KC Standard Bronze BlueSelect EPO
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Blue KC Choice Silver BlueSelect Plus EPO with Spira Care
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$8300 per group

Coinsurance:

40.00%
See Plan
Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18390 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18390 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18390 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$13190 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18390 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$13190 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care + Adult Dental+Vision
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Gold 3 Advanced: Aetna network + $0 MinuteClinic + Adult Dental + Vision
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$18390 per group
Deductible:

$1790 per group

Coinsurance:

40.00%
See Plan
Gold S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Silver 5 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17390 per group
Deductible:

$14990 per group

Coinsurance:

50.00%
See Plan
Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Guardian Preventive Plus for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
BEST Life Superior Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Preferred Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Essential Value Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Essential Basic Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Bronze 2 Advanced HSA: Aetna network + MinuteClinic + Virtual Primary Care
2025
Expanded Bronze
HSA: Yes
Out-of-Pocket Maximum:

$14990 per group
Deductible:

$11390 per group

Coinsurance:

50.00%
See Plan
Bronze S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Gold 3 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$18390 per group
Deductible:

$1790 per group

Coinsurance:

40.00%
See Plan
Guardian Essentials for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Guardian Select for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Bronze Elite + PCP Saver
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Guardian Basics for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Silver Classic
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17200 per group
Deductible:

$10800 per group

Coinsurance:

50.00%
See Plan
Bronze Classic 4700
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$9400 per group

Coinsurance:

50.00%
See Plan
Silver Simple PCP Saver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17200 per group
Deductible:

$11500 per group

Coinsurance:

40.00%
See Plan
Silver Simple Diabetes
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$11800 per group

Coinsurance:

50.00%
See Plan
Silver Classic Standard
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Gold Classic Standard
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Secure
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
Bronze Classic Standard
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Everyday Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per group

Coinsurance:

35.00%
See Plan
Everyday Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Focused Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Elite Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$0 per group

Coinsurance:

30.00%
See Plan
Standard Expanded Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Everyday Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per group

Coinsurance:

35.00%
See Plan
Everyday Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Clear Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$13000 per group
Deductible:

$13000 per group

Coinsurance:

0.00%
See Plan
Focused Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Elite Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$0 per group

Coinsurance:

30.00%
See Plan
Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
TruAssure Preferred Adult or Child Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$35 per person
per group not applicable

Coinsurance:

See Plan
TruAssure Preventive Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BlueCare EPO Standardized Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
BlueCare EPO Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$9900 per group
Deductible:

$3000 per group

Coinsurance:

20.00%
See Plan
BlueCare EPO Simple Silver HDHP
2025
Silver
HSA: Yes
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$9000 per group

Coinsurance:

0.00%
See Plan
BlueCare EPO Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18200 per group
Deductible:

$16400 per group

Coinsurance:

0.00%
See Plan
BlueCare EPO Simple Bronze HDHP
2025
Expanded Bronze
HSA: Yes
Out-of-Pocket Maximum:

$14200 per group
Deductible:

$14200 per group

Coinsurance:

0.00%
See Plan
BlueCare EPO Gold Plus
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$16600 per group
Deductible:

$1400 per group

Coinsurance:

50.00%
See Plan
BlueCare EPO Silver Plus
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$14700 per group
Deductible:

$11000 per group

Coinsurance:

50.00%
See Plan
TruAssure Basic Adult or Child Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BlueCare EPO Standardized Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
BlueCare EPO Standardized Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Dentegra Dental PPO Family Basic Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$60 per person
per group not applicable

Coinsurance:

See Plan
Dentegra Dental PPO Family Preferred Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$60 per person
per group not applicable

Coinsurance:

See Plan