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2025 Health Insurance Plans in St. James Parish, LA

Find and compare 2025 health plans in St. James Parish, LA. Every health insurance plan below offers 10 essential benefits and qualifies for cost assistance. Select a plan to learn more about cost-sharing, benefits, and how you can save.
CHRISTUS Gold Essential Plus
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$3750 per person
$7500 per group

Coinsurance:

30.00%
See Plan
CHRISTUS Silver Plus
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$8200 per person
$16400 per group

Coinsurance:

50.00%
See Plan
CHRISTUS Gold Plus
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per group

Coinsurance:

40.00%
See Plan
CHRISTUS Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per group

Coinsurance:

40.00%
See Plan
CHRISTUS Bronze Essential Plus
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$14900 per group

Coinsurance:

50.00%
See Plan
CHRISTUS Bronze Plus
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$17000 per group

Coinsurance:

50.00%
See Plan
CHRISTUS Silver Essential Plus
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$13800 per group

Coinsurance:

50.00%
See Plan
CHRISTUS Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
CHRISTUS Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
CHRISTUS Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
CHRISTUS Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$8200 per person
$16400 per group

Coinsurance:

50.00%
See Plan
CHRISTUS Gold Essential
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$3750 per person
$7500 per group

Coinsurance:

30.00%
See Plan
CHRISTUS Silver Essential
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$13800 per group

Coinsurance:

50.00%
See Plan
Blue Max Copay (PCP, Specialist, Urgent Care) 50/50 $7500 Standardized Plan
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
CHRISTUS Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$17000 per group

Coinsurance:

50.00%
See Plan
CHRISTUS Bronze Essential
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$14900 per group

Coinsurance:

50.00%
See Plan
Blue Max Copay (PCP, Specialist, Urgent Care) 75/55 $1500 Standardized Plan
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Blue Max Copay (PCP, Specialist, Urgent Care) 60/40 $5000 Standardized Plan
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Blue Saver 90/70 $3200
2025
Silver
HSA: Yes
Out-of-Pocket Maximum:

$15200 per group
Deductible:

$6400 per group

Coinsurance:

10.00%
See Plan
Blue Saver 60/40 $6100
2025
Expanded Bronze
HSA: Yes
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12200 per group

Coinsurance:

40.00%
See Plan
Elite Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Standard Expanded Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Blue Max Copay (PCP, Specialist, Urgent Care) 50/50 $3300
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$3300 per person
$9900 per group

Coinsurance:

50.00%
See Plan
Blue Max 90/70 $1500
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$4500 per group

Coinsurance:

10.00%
See Plan
Blue Max 70/50 $6700
2025
Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

30.00%
See Plan
Elite Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$0 per group

Coinsurance:

30.00%
See Plan
Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Elite Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Everyday Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Focused Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Complete Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15200 per group
Deductible:

$2900 per group

Coinsurance:

20.00%
See Plan
Elite Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$0 per group

Coinsurance:

30.00%
See Plan
Guardian Preventive Plus for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
BEST Life Preferred Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Everyday Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
BEST Life Essential Value Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Elite Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
BEST Life Essential Basic Dental
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Focused Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Guardian Essentials for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Complete Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15200 per group
Deductible:

$2900 per group

Coinsurance:

20.00%
See Plan
Guardian Basics for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
BEST Life Superior Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Low PPO Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
High PPO Dental Plan (Pediatric Only)
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Low PPO Dental Plan (Pediatric Only)
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
High PPO Dental Plan (Pediatric Only)
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Low PPO Dental Plan (Pediatric Only)
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Humana Dental Smart Choice
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
High PPO Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Low PPO Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
High PPO Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Preferred Plan for Families
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$35 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Basic Plan for Families
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
DentaQuest PPO Pediatric High
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DentaQuest PPO Family High
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DentaQuest PPO Family Low
2025
Low
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Pediatric Basic Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan