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2025 Health Insurance Plans in Fremont County, IA

Find and compare 2025 health plans in Fremont County, IA. Every health insurance plan below offers 10 essential benefits and qualifies for cost assistance. Select a plan to learn more about cost-sharing, benefits, and how you can save.
Medica Insure Silver Share
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15200 per group
Deductible:

$7050 per group

Coinsurance:

30.00%
See Plan
Medica Insure Bronze Share
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Medica Insure Bronze $0 Copay PCP Visits
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Medica Insure Silver $0 Copay PCP Visits
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18000 per group
Deductible:

$7000 per group

Coinsurance:

40.00%
See Plan
Medica Insure Gold Share
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$10300 per group
Deductible:

$5000 per group

Coinsurance:

20.00%
See Plan
Medica Insure Gold $0 Copay PCP Visits
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15500 per group
Deductible:

$2650 per group

Coinsurance:

30.00%
See Plan
Medica Insure Expanded Bronze Standard
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Medica Insure Gold Standard
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Medica Insure Silver Standard
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Delta Dental PPO Plus Premier® Individual Choice – Platinum Plus
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$25 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Plus Premier® Individual Choice – Platinum Plus
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$25 per person
per group not applicable

Coinsurance:

See Plan
BEST Life Superior Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Preferred Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Essential Value Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$75 per person
per group not applicable

Coinsurance:

See Plan
BEST Life Essential Basic Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$75 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Plus Premier® Individual Choice – Preventive Plus
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$25 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Plus Premier® Individual Choice -Preferred Plus
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$25 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Plus Premier® Individual Choice -Preferred Plus
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$25 per person
per group not applicable

Coinsurance:

See Plan
Dentegra Dental PPO Family Basic Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$55 per person
per group not applicable

Coinsurance:

See Plan
Dentegra Dental PPO Family Preferred Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$40 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Plus Premier® Individual Choice – Preventive Plus
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$25 per person
per group not applicable

Coinsurance:

See Plan
Standard Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Guardian Essentials for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Guardian Select for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Guardian Basics for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Guardian Preventive Plus for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Elite Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Standard Expanded Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Everyday Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Complete Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2900 per group

Coinsurance:

20.00%
See Plan
Everyday Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per group

Coinsurance:

35.00%
See Plan
Focused Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Everyday Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Complete Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2900 per group

Coinsurance:

20.00%
See Plan
Bronze Elite + PCP Saver Plus | MercyOne
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Everyday Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per group

Coinsurance:

35.00%
See Plan
Bronze Elite + PCP Saver Plus
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Focused Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Elite Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Silver Simple Diabetes | MercyOne
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$11800 per group

Coinsurance:

50.00%
See Plan
Silver Simple Diabetes
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$11800 per group

Coinsurance:

50.00%
See Plan
Silver Classic Standard
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Gold Classic Standard
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Silver Classic | MercyOne
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17300 per group
Deductible:

$10800 per group

Coinsurance:

50.00%
See Plan
Silver Classic
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17300 per group
Deductible:

$10800 per group

Coinsurance:

50.00%
See Plan
Bronze Classic 4700 | MercyOne
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18200 per group
Deductible:

$9400 per group

Coinsurance:

50.00%
See Plan
Bronze Classic 4700
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18200 per group
Deductible:

$9400 per group

Coinsurance:

50.00%
See Plan
Silver Simple PCP Saver | MercyOne
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17200 per group
Deductible:

$11000 per group

Coinsurance:

40.00%
See Plan
Silver Simple PCP Saver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17200 per group
Deductible:

$11000 per group

Coinsurance:

40.00%
See Plan
Gold Elite | MercyOne
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$1000 per group

Coinsurance:

30.00%
See Plan
Gold Elite
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$1000 per group

Coinsurance:

30.00%
See Plan
Silver Classic Standard | MercyOne
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Wellmark Bronze HDHP HMO HSA Qualified
2025
Expanded Bronze
HSA: Yes
Out-of-Pocket Maximum:

$16100 per group
Deductible:

$16100 per group

Coinsurance:

0.00%
See Plan
Gold Classic Standard | MercyOne
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Wellmark Standard Bronze HMO
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Wellmark Standard Silver HMO
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Wellmark Standard Gold HMO
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Secure | MercyOne
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
Secure
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
Bronze Classic Standard | MercyOne
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Bronze Classic Standard
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Wellmark Silver Traditional HMO
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$10000 per group

Coinsurance:

30.00%
See Plan
Wellmark Bronze Traditional HMO
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18000 per group
Deductible:

$14400 per group

Coinsurance:

50.00%
See Plan
Wellmark Gold Traditional HMO
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15200 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Wellmark Silver Primary Care | UnityPoint Health
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$11400 per group

Coinsurance:

30.00%
See Plan
Wellmark Gold Primary Care | UnityPoint Health
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$4000 per group

Coinsurance:

20.00%
See Plan
Wellmark Bronze Standard | UnityPoint Health
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan