UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals)

45480OK0050012
Gold
HMO

UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals) is a Gold HMO plan by UnitedHealthcare.

IMPORTANT: You are viewing the 2023 version of UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals) 45480OK0050012. You can enroll in this plan if you qualify for special enrollment until the end of 2023.

Locations

UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals) is offered in the following counties.

Plan Overview

This is a plan overview for 2023 version of UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals) 45480OK0050012.
Insurer: UnitedHealthcare
Network Type: HMO
Metal Type: Gold
HSA Eligible?: No
Plan ID: 45480OK0050012

Cost-Sharing Overview

UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals) offers the following cost-sharing.

Notes:

  • Some plans have separate cost-sharing for medical and drugs, while other plans offer combined cost-sharing. The cost-sharing amounts above are combined medical and drug costs unless otherwise noted.
  • You are viewing the standard version of this plan. Your costs may be lower depending on your income. Use the “get a quote” button below to see your estimated premium and out-of-pocket costs after assistance.
Ready to sign up for UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals)?

Click or call to enroll online, get a quote, or find out if you qualify for assistance.
Get Help from a licensed agent. 1-877-668-0904

Plan Features

UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals) offers the following features and referral requirements.

Wellness Program: No
Disease Program:
Notice Pregnancy: No
Referral Specialist: No
Specialist Requiring Referral:
Plan Exclusions: 0
Child Only Option?: Allows Adult and Child-Only

Network Details

The following network details will help you understand what UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals) covers when you are out of the service area or out of the country.

Out of Country Coverage: No
Out of Country Coverage Description:
Out of Service Area Coverage: Yes
Out of Service Area Coverage Description: Plan covers eligible expenses provided by a Network Physician or other provider or facility within the Network Area.
National Network: No

Additional Benefits and Cost-Sharing

UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals) includes the following benefits at the cost sharing rates listed below.

Service In-Network
Copay / Coinsurance
Out-of-Network
Copay / Coinsurance
Limits and Explanation
Primary Care Visit to Treat an Injury or Illness
Covered
No Charge 100.00% Virtual urgent care visits via a Designated virtual provider unlimited $0
Specialist Visit
Covered
$70.00 100.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)
Covered
20% Coinsurance after deductible 100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Covered
20% Coinsurance after deductible 100.00%
Outpatient Surgery Physician/Surgical Services
Covered
20% Coinsurance after deductible 100.00%
Hospice Services
Covered
20% Coinsurance after deductible 100.00%
Routine Dental Services (Adult)
Not Covered
Infertility Treatment
Not Covered
This exclusion does not apply to diagnosis and services required to treat or correct underlying causes of infertility.
Long-Term/Custodial Nursing Home Care
Not Covered
Private-Duty Nursing
Covered
20% Coinsurance after deductible 100.00%85 Visit(s) per Benefit Period
Routine Eye Exam (Adult)
Not Covered
Urgent Care Centers or Facilities
Covered
$75.00 100.00%
Home Health Care Services
Covered
20% Coinsurance after deductible 100.00%30 Visit(s) per Benefit Period
Emergency Room Services
Covered
20% Coinsurance after deductible 20% Coinsurance after deductible
Emergency Transportation/Ambulance
Covered
20% Coinsurance after deductible 20% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)
Covered
20% Coinsurance after deductible 100.00%
Inpatient Physician and Surgical Services
Covered
20% Coinsurance after deductible 100.00%
Bariatric Surgery
Not Covered
Cosmetic Surgery
Not Covered
Skilled Nursing Facility
Covered
20% Coinsurance after deductible 100.00%30 Days per Year Limit will be any combination of Skilled Nursing Facility or Inpatient Rehabilitation Facility Services.
Prenatal and Postnatal Care
Covered
No Charge 100.00%
Delivery and All Inpatient Services for Maternity Care
Covered
20% Coinsurance after deductible 100.00% Childbirth/delivery professional services follow inpatient physician/surgeon fees
Mental/Behavioral Health Outpatient Services
Covered
20% Coinsurance after deductible 100.00%
Mental/Behavioral Health Inpatient Services
Covered
20% Coinsurance after deductible 100.00%
Substance Abuse Disorder Outpatient Services
Covered
20% Coinsurance after deductible 100.00%
Substance Abuse Disorder Inpatient Services
Covered
20% Coinsurance after deductible 100.00%
Generic Drugs
Covered
$1.00 100.00%30 Days per Month Lowest cost shares are available at preferred retail pharmacies and home delivery. See SBC for cost shares at other retail pharmacies and for non-preferred generics. 90-day supplies are available through preferred retail pharmacies or home delivery. Limited to 30 day supplies at all other pharmacies. Other quantity limits may apply. Check the plan’s Summary of Benefits or Prescription Drug List for more information.
Preferred Brand Drugs
Covered
$50.00 100.00%30 Days per Month Preferred brand medications are available in 90-day supplies through preferred retail pharmacies or home delivery. Limited to 30 day supplies at all other pharmacies. Other quantity limits may apply. Check the plan’s Summary of Benefits or Prescription Drug List for more information.
Non-Preferred Brand Drugs
Covered
30% Coinsurance after deductible 100.00%30 Days per Month Non-preferred brand medications are available in 90-day supplies through preferred retail pharmacies or home delivery. Limited to 30 day supplies at all other pharmacies. Other quantity limits may apply. Check the plan’s Summary of Benefits or Prescription Drug List for more information.
Specialty Drugs
Covered
40% Coinsurance after deductible 100.00%30 Days per Month Covers outpatient self-administered prescription legend drugs from a participating network pharmacy. Quantity limits per prescription may apply.
Outpatient Rehabilitation Services
Covered
20% Coinsurance after deductible 100.00%25 Visit(s) per Year Limited to 25 visits per year combined for Physical, Occupational and Speech Therapy.
Habilitation Services
Covered
20% Coinsurance after deductible 100.00%25 Visit(s) per Year Limited to 25 visits per year combined for Physical, Occupational and Speech Therapy. For members up to age 6, treatment of Austin and Austin Spectrum Disorders are limited to an additional 390 visits per year combined for Physical, Occupational and Speech Therapy.
Chiropractic Care
Covered
20% Coinsurance after deductible 100.00%
Durable Medical Equipment
Covered
20% Coinsurance after deductible 100.00%
Hearing Aids
Covered
20% Coinsurance after deductible 100.00% One hearing aid per hearing impaired ear every 48 months for Covered Persons
Imaging (CT/PET Scans, MRIs)
Covered
20% Coinsurance after deductible 100.00%
Preventive Care/Screening/Immunization
Covered
No Charge 100.00%
Routine Foot Care
Not Covered
Acupuncture
Not Covered
Weight Loss Programs
Not Covered
Routine Eye Exam for Children
Covered
No Charge 100.00%1 Exam(s) per Year
Eye Glasses for Children
Covered
20% Coinsurance after deductible 100.00%1 Item(s) per Year
Dental Check-Up for Children
Covered
No Charge 100.00%1 Visit(s) per Year
Rehabilitative Speech Therapy
Covered
20% Coinsurance after deductible 100.00%25 Visit(s) per Benefit Period Limited to 25 visits per year combined for Physical, Occupational and Speech Therapy.
Rehabilitative Occupational and Rehabilitative Physical Therapy
Covered
20% Coinsurance after deductible 100.00%25 Visit(s) per Benefit Period Limited to 25 visits per year combined for Physical, Occupational and Speech Therapy.
Well Baby Visits and Care
Covered
No Charge 100.00%
Laboratory Outpatient and Professional Services
Covered
20% Coinsurance after deductible 100.00%
X-rays and Diagnostic Imaging
Covered
20% Coinsurance after deductible 100.00%
Basic Dental Care – Child
Covered
20% Coinsurance after deductible 100.00% Benefit limitations may apply to individual services.
Orthodontia – Child
Covered
50% Coinsurance after deductible 100.00% Coverage is for medically necessary orthodontia only.
Major Dental Care – Child
Covered
20% Coinsurance after deductible 100.00% Benefit limitations may apply to individual services.
Basic Dental Care – Adult
Not Covered
Orthodontia – Adult
Not Covered
Major Dental Care – Adult
Not Covered
Abortion for Which Public Funding is Prohibited
Not Covered
This exclusion does not apply when the mother’s life is endangered.
Transplant
Covered
20% Coinsurance after deductible 100.00%
Accidental Dental
Covered
20% Coinsurance after deductible 100.00%
Dialysis
Covered
20% Coinsurance after deductible 100.00%
Allergy Testing
Covered
20% Coinsurance after deductible 100.00% Issuer clarifies this is a covered benefit but stipulated under the Medical Policy and not written in the member materials.
Chemotherapy
Covered
20% Coinsurance after deductible 100.00%
Radiation
Covered
20% Coinsurance after deductible 100.00%
Diabetes Education
Covered
20% Coinsurance after deductible 100.00%
Prosthetic Devices
Covered
20% Coinsurance after deductible 100.00%
Infusion Therapy
Covered
20% Coinsurance after deductible 100.00%25 Visit(s) per Benefit Period Covered under Outpatient Therapy Services.
Treatment for Temporomandibular Joint Disorders
Not Covered
Nutritional Counseling
Covered
20% Coinsurance after deductible 100.00% Diabetes self-management training and training related to medical nutrition therapy.
Reconstructive Surgery
Covered
20% Coinsurance after deductible 100.00% Breast reconstruction or implantation or removal of breast prostheses is a Covered Service only when performed solely and directly as a result of mastectomy which is Medically Necessary.
Gender Affirming Care
Not Covered
Eye Glasses – Adult
Not Covered

Free Preventive Services

There is no copayment or coinsurance for any of the following UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals) preventive services. This is true even if you haven’t met your yearly deductible.

Please note, these services are free only when delivered by a doctor or other provider in your plan’s network.

Additional Resources

Below are additional resources for UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals) including the Summary of Benefits & Coverage (SBC), plan brochure, formulary link, and a link to the website to pay your monthly premium after you enroll.

Summary of Benefits: Summary of Benefits Link
Plan Brochure: Plan Brochure Link
Formulary: Formulary Link
Premium Payment Website: Premium Payment Link
Ready to sign up for UHC Gold Value ($0 Virtual Urgent Care + $0 PCP Visits, $1 Generic Rx Pref Pharm, No Referrals)?

Click or call to enroll online, get a quote, or find out if you qualify for assistance.
Get Help from a licensed agent. 1-877-668-0904

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