Select $5,800 – 40%
Select $5,800 – 40% is a Silver EPO plan by Security Health Plan.
IMPORTANT: You are viewing the 2023 version of Select $5,800 – 40% 38166WI0180027. You can enroll in this plan if you qualify for special enrollment until the end of 2023.
Locations
Select $5,800 – 40% is offered in the following counties.
Plan Overview
Insurer: | Security Health Plan |
Network Type: | EPO |
Metal Type: | Silver |
HSA Eligible?: | No |
Plan ID: | 38166WI0180027 |
Cost-Sharing Overview
Select $5,800 – 40% offers the following cost-sharing.
Cost-sharing for Select $5,800 – 40% includes your out-of-pocket maximum, your annual deductible, and coinsurance under this plan.
Cost Sharing Type | Individual | Family |
---|---|---|
Out-of-Pocket Maximum: | $8,900.00 | $8900 per person | $17800 per group |
Deductible: | $5,800.00 | $5800 per person | $11600 per group |
Coinsurance: | 40.00% |
Some plans have different cost-sharing out-of-network. The out-of-network cost-sharing for Select $5,800 – 40% will be shown below if applicable.
Cost Sharing Type | Individual | Family |
---|---|---|
Out-of-Network Maximum: | Not Applicable | per person not applicable | per group not applicable |
Out-of-Network Deductible: | $5,800.00 (in-and-out of network) | $5800 per person (in-and-out of network) | $11600 per group (in-and-out of network) |
The cost-sharing for the sample Summary of Benefits & Coverage (SBC) scenarios of having a baby, having diabetes, and having a simple fracture.
Deductible: | $5,800.00 |
Copayment: | $70.00 |
Coinsurance: | $2,600.00 |
Limit: | $0.00 |
Deductible: | $500.00 |
Copayment: | $1,400.00 |
Coinsurance: | $0.00 |
Limit: | $0.00 |
Deductible: | $2,600.00 |
Copayment: | $100.00 |
Coinsurance: | $0.00 |
Limit: | $0.00 |
Notes:
- Some plans have separate cost-sharing for medical and drugs, while other plans offer combined cost-sharing. The cost-sharing amounts above are combined medical and drug costs unless otherwise noted.
- You are viewing the standard version of this plan. Your costs may be lower depending on your income. Use the “get a quote” button below to see your estimated premium and out-of-pocket costs after assistance.
Click or call to enroll online, get a quote, or find out if you qualify for assistance.
Get Help from a licensed agent. 1-877-668-0904
Plan Features
Select $5,800 – 40% offers the following features and referral requirements.
Wellness Program: | Yes |
Disease Program: | Asthma, Heart Disease, Depression, Diabetes, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs |
Notice Pregnancy: | Yes |
Referral Specialist: | No |
Specialist Requiring Referral: | |
Plan Exclusions: | |
Child Only Option?: | Allows Adult and Child-Only |
Network Details
The following network details will help you understand what Select $5,800 – 40% covers when you are out of the service area or out of the country.
Out of Country Coverage: | Yes |
Out of Country Coverage Description: | Urgent and Emergent Care only |
Out of Service Area Coverage: | Yes |
Out of Service Area Coverage Description: | Urgent and Emergent Care only |
National Network: | No |
Additional Benefits and Cost-Sharing
Select $5,800 – 40% includes the following benefits at the cost sharing rates listed below.
Service | In-Network Copay / Coinsurance | Out-of-Network Copay / Coinsurance | Limits and Explanation |
---|---|---|---|
Primary Care Visit to Treat an Injury or Illness Covered | $40.00 | 100.00% | |
Specialist Visit Covered | $80.00 | 100.00% | |
Other Practitioner Office Visit (Nurse, Physician Assistant) Covered | $40.00 | 100.00% | |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center) Covered | 40.00% Coinsurance after deductible | 100.00% | |
Outpatient Surgery Physician/Surgical Services Covered | 40.00% Coinsurance after deductible | 100.00% | |
Hospice Services Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | Limitations include: financial or legal counseling, including estate planning or drafting of a will, homemaker or caretaker services that are not solely related to the member?s care including, but not limited to, sitter or companion services for the member or the member?s family, transportation, house cleaning, or physical maintenance of the house and pastoral counseling or funeral arrangements. |
Routine Dental Services (Adult) Not Covered | |||
Infertility Treatment Not Covered | |||
Long-Term/Custodial Nursing Home Care Not Covered | |||
Private-Duty Nursing Not Covered | |||
Routine Eye Exam (Adult) Not Covered | |||
Urgent Care Centers or Facilities Covered | $60.00 | $60.00 | Limitations include: care that can safely be postponed until the member returns to the service area, follow-up care received from a non-network provider unless prior authorized by Security Health Plan and take-home drugs and supplies dispensed by a hospital at the time of hospital discharge for use at home. |
Home Health Care Services Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | 60 Visit(s) per Year Services must be provided fewer than seven days each week and fewer than eight hours each day for periods of 21 days or less. |
Emergency Room Services Covered | No Charge after deductible 40.00% Coinsurance after deductible | No Charge after deductible 40.00% Coinsurance after deductible | Limitations include: care that can safely be postponed until the member returns to the service area, follow-up care received from a non-network provider unless prior authorized by Security Health Plan and take-home drugs and supplies dispensed by a hospital at the time of hospital discharge for use at home. |
Emergency Transportation/Ambulance Covered | No Charge after deductible 40.00% Coinsurance after deductible | No Charge after deductible 40.00% Coinsurance after deductible | Limitations include: Ambulance transport to a home or outpatient setting, medical van transportation, non-emergency licensed professional ambulance services (unless authorized by Security Health Plan), first responders and rescue services and transportation from an acute facility to a sub-acute setting. |
Inpatient Hospital Services (e.g., Hospital Stay) Covered | 40.00% Coinsurance after deductible | 100.00% | |
Inpatient Physician and Surgical Services Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | |
Bariatric Surgery Not Covered | |||
Cosmetic Surgery Not Covered | |||
Skilled Nursing Facility Covered | 40.00% Coinsurance after deductible | 100.00% | 30 Days per Stay Limitations include: skilled nursing care and/or skilled therapy not prior approved by Security Health Plan and leave-of-absence days, respite care, custodial care, care exceeding the number of days shown in the member?s Schedule of Benefits. |
Prenatal and Postnatal Care Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | |
Delivery and All Inpatient Services for Maternity Care Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | Limitations include: prenatal cradle (maternity belt), home delivery and home visits, services performed by a licensed midwife or certified professional midwife, services to determine gender, abortion procedures to end a pregnancy except as specifically stated above. |
Mental/Behavioral Health Outpatient Services Covered | $40.00 | 100.00% | |
Mental/Behavioral Health Inpatient Services Covered | 40.00% Coinsurance after deductible | 100.00% | |
Substance Abuse Disorder Outpatient Services Covered | $40.00 | 100.00% | |
Substance Abuse Disorder Inpatient Services Covered | 40.00% Coinsurance after deductible | 100.00% | |
Generic Drugs Covered | $20.00 | 100.00% | Limitations include: prescription drugs dispensed by non-network pharmacies, prescription drugs not found on the current version of the formulary, medications administered in a physician office (and/or associated fees) that could be safely self-administered or have oral or other alternatives that could be safely self-administered, prescription drugs as a replacement for a previously dispensed prescription drug that was lost, stolen, broken or destroyed, prescription drugs dispensed for an amount that exceeds the supply limit (daily supply or quantity limit), prescription drugs dispensed outside the United States, except as required for emergency treatment, prescription drugs packaged with an over-the-counter medication in a kit, unless the kit is specifically included on the current formulary. |
Preferred Brand Drugs Covered | $40.00 | 100.00% | Limitations include: prescription drugs dispensed by non-network pharmacies, prescription drugs not found on the current version of the formulary, medications administered in a physician office (and/or associated fees) that could be safely self-administered or have oral or other alternatives that could be safely self-administered, prescription drugs as a replacement for a previously dispensed prescription drug that was lost, stolen, broken or destroyed, prescription drugs dispensed for an amount that exceeds the supply limit (daily supply or quantity limit), prescription drugs dispensed outside the United States, except as required for emergency treatment, prescription drugs packaged with an over-the-counter medication in a kit, unless the kit is specifically included on the current formulary. |
Non-Preferred Brand Drugs Covered | $80.00 Copay after deductible | 100.00% | Limitations include: prescription drugs dispensed by non-network pharmacies, prescription drugs not found on the current version of the formulary, medications administered in a physician office (and/or associated fees) that could be safely self-administered or have oral or other alternatives that could be safely self-administered, prescription drugs as a replacement for a previously dispensed prescription drug that was lost, stolen, broken or destroyed, prescription drugs dispensed for an amount that exceeds the supply limit (daily supply or quantity limit), prescription drugs dispensed outside the United States, except as required for emergency treatment, prescription drugs packaged with an over-the-counter medication in a kit, unless the kit is specifically included on the current formulary. |
Specialty Drugs Covered | $350.00 Copay after deductible | 100.00% | Limitations include: prescription drugs dispensed by non-network pharmacies, prescription drugs not found on the current version of the formulary, medications administered in a physician office (and/or associated fees) that could be safely self-administered or have oral or other alternatives that could be safely self-administered, prescription drugs as a replacement for a previously dispensed prescription drug that was lost, stolen, broken or destroyed, prescription drugs dispensed for an amount that exceeds the supply limit (daily supply or quantity limit), prescription drugs dispensed outside the United States, except as required for emergency treatment, prescription drugs packaged with an over-the-counter medication in a kit, unless the kit is specifically included on the current formulary. |
Outpatient Rehabilitation Services Covered | $40.00 | 100.00% | 20 Visit(s) per Year Limitations include: services that are not for or related to the treatment of an illness or injury, services that continue after the member reaches the expected state of improvement, resolution or stabilization of a health condition as determined by Security Health Plan, treatment provided by athletic trainers, physical therapy, speech therapy, occupational therapy and/or complementary therapy for the following conditions: learning disabilities, developmental delay (regardless of cause), perceptual disorders, intellectual disabilities or related conditions, behavior disorders, multiple handicaps, sensory deficit, motor dysfunction, communication or articulation disorders including apraxia, dyspraxia and pervasive development disorders. Rehabilitative services must be short term. |
Habilitation Services Covered | $40.00 | 100.00% | 20 Visit(s) per Year Limitations include: services that are not for or related to the treatment of an illness or injury, services that continue after the member reaches the expected state of improvement, resolution or stabilization of a health condition as determined by Security Health Plan, treatment provided by athletic trainers, physical therapy, speech therapy, occupational therapy and/or complementary therapy for the following conditions: learning disabilities, developmental delay (regardless of cause), perceptual disorders, intellectual disabilities or related conditions, behavior disorders, multiple handicaps, sensory deficit, motor dysfunction, communication or articulation disorders including apraxia, dyspraxia and pervasive development disorders. Supplementing with the federal definition of habilitative services: Health care services that help a person keep, learn, or improve skills and functioning for daily living. Examples include therapy for a child who is not walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology and other services for people with disabilities in a variety of inpatient and/or outpatient settings. |
Chiropractic Care Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | |
Durable Medical Equipment Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | Limitations include: routine maintenance and replacement of equipment because of abuse and neglect and urable medical equipment and medical supplies for your comfort, personal hygiene, convenience or athletics-related conditions including, but not limited to, air conditioners, air cleaners, humidifiers, physical fitness equipment, disposable supplies, self-help devices not medical in nature, duplicate pieces of equipment, deluxe/nonstandard equipment and back-up equipment. |
Hearing Aids Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | 1 Item(s) per 3 Years |
Imaging (CT/PET Scans, MRIs) Covered | 40.00% Coinsurance after deductible | 100.00% | |
Preventive Care/Screening/Immunization Covered | No Charge No Charge | 100.00% | |
Routine Foot Care Not Covered | |||
Acupuncture Not Covered | |||
Weight Loss Programs Not Covered | |||
Routine Eye Exam for Children Covered | No Charge No Charge | 100.00% | 1 Visit(s) per Year |
Eye Glasses for Children Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | 1 Item(s) per Year Limited to a selection of glasses approved by Security Health Plan |
Dental Check-Up for Children Not Covered | |||
Rehabilitative Speech Therapy Covered | $40.00 | 100.00% | 20 Visit(s) per Year Limitations include: services that are not for or related to the treatment of an illness or injury, services that continue after the member reaches the expected state of improvement, resolution or stabilization of a health condition as determined by Security Health Plan, treatment provided by athletic trainers, physical therapy, speech therapy, occupational therapy and/or complementary therapy for the following conditions: learning disabilities, developmental delay (regardless of cause), perceptual disorders, intellectual disabilities or related conditions, behavior disorders, multiple handicaps, sensory deficit, motor dysfunction, communication or articulation disorders including apraxia, dyspraxia and pervasive development disorders. Rehabilitative services must be short term. |
Rehabilitative Occupational and Rehabilitative Physical Therapy Covered | $40.00 | 100.00% | 20 Visit(s) per Year Limitations include: services that are not for or related to the treatment of an illness or injury, services that continue after the member reaches the expected state of improvement, resolution or stabilization of a health condition as determined by Security Health Plan, treatment provided by athletic trainers, physical therapy, speech therapy, occupational therapy and/or complementary therapy for the following conditions: learning disabilities, developmental delay (regardless of cause), perceptual disorders, intellectual disabilities or related conditions, behavior disorders, multiple handicaps, sensory deficit, motor dysfunction, communication or articulation disorders including apraxia, dyspraxia and pervasive development disorders. Rehabilitative services must be short term. |
Well Baby Visits and Care Covered | No Charge No Charge | 100.00% | |
Laboratory Outpatient and Professional Services Covered | 40.00% Coinsurance after deductible | 100.00% | |
X-rays and Diagnostic Imaging Covered | 40.00% Coinsurance after deductible | 100.00% | |
Basic Dental Care – Child Not Covered | |||
Orthodontia – Child Not Covered | |||
Major Dental Care – Child Not Covered | |||
Basic Dental Care – Adult Not Covered | |||
Orthodontia – Adult Not Covered | |||
Major Dental Care – Adult Not Covered | |||
Abortion for Which Public Funding is Prohibited Not Covered | |||
Transplant Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | Limitations include: lodging expenses including meals, expenses related to the recipient?s transportation except for medically necessary professionally licensed ambulance services, the purchase price of any bone marrow, organ or tissue that is sold rather than donated, services not ordered by a physician or surgeon, transplants involving non-human or artificial organs or |
Accidental Dental Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | |
Dialysis Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | |
Allergy Testing Not Covered | |||
Chemotherapy Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | Intravenous chemotherapy is covered. |
Radiation Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | |
Diabetes Education Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | |
Prosthetic Devices Covered | No Charge after deductible 40.00% Coinsurance after deductible | ||
Infusion Therapy Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | |
Treatment for Temporomandibular Joint Disorders Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | 4 Visit(s) per Year Limitations include: cosmetic or elective orthodontic care, periodontal care, general dental care, upper and lower jawbone surgery except as required for direct treatment of acute traumatic injury, dislocation, cancer or temporomandibular joint disorder and orthognathic surgery jaw alignment, except as a treatment of obstructive sleep apnea. |
Nutritional Counseling Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | Covered only when both of the following are true: nutritional education is required for a disease in which patient self-management is an important component of the treatment and there exists a knowledge deficit regarding the disease which requires the intervention of a trained health professional |
Reconstructive Surgery Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | |
Gender Affirming Care Not Covered | Services covered only Hormone Therapy and Genital reconstructive surgery | ||
Autism Spectrum Disorders Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | |
Cardiac Rehabilitation Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | 36 Visit(s) per Year |
Clinical Trials Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | |
Diabetes Care Management Not Covered | |||
Dental Anesthesia Covered | No Charge after deductible 40.00% Coinsurance after deductible | 100.00% | |
Mental Health Other Not Covered | |||
Prescription Drugs Other Not Covered | |||
Newborn Services Other Not Covered |
Free Preventive Services
There is no copayment or coinsurance for any of the following Select $5,800 – 40% preventive services. This is true even if you haven’t met your yearly deductible.
Please note, these services are free only when delivered by a doctor or other provider in your plan’s network.
Preventive care benefits for adults
- Abdominal aortic aneurysm one-time screening for men of specified ages who have ever smoked
- Alcohol misuse screening and counseling
- Aspirin use to prevent cardiovascular disease and colorectal cancer for adults 50 to 59 years with a high cardiovascular risk
- Blood pressure screening
- Cholesterol screening for adults of certain ages or at higher risk
- Colorectal cancer screening for adults 45 to 75
- Depression screening
- Diabetes (Type 2) screening for adults 40 to 70 years who are overweight or obese
- Diet counseling for adults at higher risk for chronic disease
- Falls prevention (with exercise or physical therapy and vitamin D use) for adults 65 years and over, living in a community setting
- Hepatitis B screening for people at high risk, including people from countries with 2% or more Hepatitis B prevalence, and U.S.-born people not vaccinated as infants and with at least one parent born in a region with 8% or more Hepatitis B prevalence.
- Hepatitis C screening for adults age 18 to 79 years
- HIV screening for everyone age 15 to 65, and other ages at increased risk
- PrEP (pre-exposure prophylaxis) HIV prevention medication for HIV-negative adults at high risk for getting HIV through sex or injection drug use
- Immunizations for adults — doses, recommended ages, and recommended populations vary:
- Chickenpox (Varicella)
- Diphtheria
- Flu (influenza)
- Hepatitis A
- Hepatitis B
- Human Papillomavirus (HPV)
- Measles
- Meningococcal
- Mumps
- Whooping Cough (Pertussis)
- Pneumococcal
- Rubella
- Shingles
- Tetanus
- Lung cancer screening for adults 50 to 80 at high risk for lung cancer because they’re heavy smokers or have quit in the past 15 years
- Obesity screening and counseling
- Sexually transmitted infection (STI) prevention counseling for adults at higher risk
- Statin preventive medication for adults 40 to 75 at high risk
- Syphilis screening for adults at higher risk
- Tobacco use screening for all adults and cessation interventions for tobacco users
- Tuberculosis screening for certain adults without symptoms at high risk
Services for pregnant women or women who may become pregnant
- Breastfeeding support and counseling from trained providers, and access to breastfeeding supplies, for pregnant and nursing women
- Birth control: Food and Drug Administration-approved contraceptive methods, sterilization procedures, and patient education and counseling, as prescribed by a health care provider for women with reproductive capacity (not including abortifacient drugs). This does not apply to health plans sponsored by certain exempt “religious employers.”
- Folic acid supplements for women who may become pregnant
- Gestational diabetes screening for women 24 weeks pregnant (or later) and those at high risk of developing gestational diabetes
- Gonorrhea screening for all women at higher risk
- Hepatitis B screening for pregnant women at their first prenatal visit
- Maternal depression screening for mothers at well-baby visits
- Preeclampsia prevention and screening for pregnant women with high blood pressure
- Rh incompatibility screening for all pregnant women and follow-up testing for women at higher risk
- Syphilis screening
- Expanded tobacco intervention and counseling for pregnant tobacco users
- Urinary tract or other infection screening
Other covered preventive services for women
- Bone density screening for all women over age 65 or women age 64 and younger that have gone through menopause
- Breast cancer genetic test counseling (BRCA) for women at higher risk
- Breast cancer mammography screenings
- Every 2 years for women 50 and over
- As recommended by a provider for women 40 to 49 or women at higher risk for breast cancer
- Breast cancer chemoprevention counseling for women at higher risk
- Cervical cancer screening
- Pap test (also called a Pap smear) for women age 21 to 65
- Chlamydia infection screening for younger women and other women at higher risk
- Diabetes screening for women with a history of gestational diabetes who aren’t currently pregnant and who haven’t been diagnosed with type 2 diabetes before
- Domestic and interpersonal violence screening and counseling for all women
- Gonorrhea screening for all women at higher risk
- HIV screening and counseling for everyone age 15 to 65, and other ages at increased risk
- PrEP (pre-exposure prophylaxis) HIV prevention medication for HIV-negative women at high risk for getting HIV through sex or injection drug use
- Sexually transmitted infections counseling for sexually active women
- Tobacco use screening and interventions
- Urinary incontinence screening for women yearly
- Well-woman visits to get recommended services for all women
Coverage for children’s preventive health services
- Alcohol, tobacco, and drug use assessments for adolescents
- Autism screening for children at 18 and 24 months
- Behavioral assessments for children: Age 0 to 17 years
- Bilirubin concentration screening for newborns
- Blood pressure screening for children: Age 0 to 17
- Blood screening for newborns
- Depression screening for adolescents beginning routinely at age 12
- Developmental screening for children under age 3
- Dyslipidemia screening for all children once between 9 and 11 years and once between 17 and 21 years, and for children at higher risk of lipid disorders
- Fluoride supplements for children without fluoride in their water source
- Fluoride varnish for all infants and children as soon as teeth are present
- Gonorrhea preventive medication for the eyes of all newborns
- Hearing screening for all newborns; and regular screenings for children and adolescents as recommended by their provider
- Height, weight and body mass index (BMI) measurements taken regularly for all children
- Hematocrit or hemoglobin screening for all children
- Hemoglobinopathies or sickle cell screening for newborns
- Hepatitis B screening for adolescents at higher risk
- HIV screening for adolescents at higher risk
- Hypothyroidism screening for newborns
- PrEP (pre-exposure prophylaxis) HIV prevention medication for HIV-negative adolescents at high risk for getting HIV through sex or injection drug use
Immunizations for children from birth to age 18 — doses, recommended ages, and recommended populations vary:
- Chickenpox (Varicella)
- Diphtheria, tetanus, and pertussis (DTaP)
- Haemophilus influenza type b
- Hepatitis A
- Hepatitis B
- Human Papillomavirus (HPV)
- Inactivated Poliovirus
- Influenza (flu shot)
- Measles
- Meningococcal
- Mumps
- Pneumococcal
- Rubella
- Rotavirus
Lead screening for children at risk of exposure
Obesity screening and counseling
- Oral health risk assessment for young children from 6 months to 6 years
- Phenylketonuria (PKU) screening for newborns
- Sexually transmitted infection (STI) prevention counseling and screening for adolescents at higher risk
- Tuberculin testing for children at higher risk of tuberculosis: Age 0 -17
- Vision screening for all children
- Well-baby and well-child visits
Additional Resources
Below are additional resources for Select $5,800 – 40% including the Summary of Benefits & Coverage (SBC), plan brochure, formulary link, and a link to the website to pay your monthly premium after you enroll.
Summary of Benefits: | Summary of Benefits Link |
Plan Brochure: | Plan Brochure Link |
Formulary: | Formulary Link |
Premium Payment Website: | Premium Payment Link |
Click or call to enroll online, get a quote, or find out if you qualify for assistance.
Get Help from a licensed agent. 1-877-668-0904