Sanford Individual Simplicity $6,000

89364ND0120007
Expanded Bronze
PPO

Sanford Individual Simplicity $6,000 is an Expanded Bronze PPO plan by Sanford Health Plan.

Locations

Sanford Individual Simplicity $6,000 is offered in the following counties.

Plan Overview

This is a plan overview for 2025 version of Sanford Individual Simplicity $6,000 89364ND0120007.
Insurer: Sanford Health Plan
Network Type: PPO
Metal Type: Expanded Bronze
HSA Eligible?: No
Plan ID: 89364ND0120007

Cost-Sharing Overview

Sanford Individual Simplicity $6,000 offers the following cost-sharing.

Notes:

  • Some plans have separate cost-sharing for medical and drugs, while other plans offer combined cost-sharing. The cost-sharing amounts above are combined medical and drug costs unless otherwise noted.
  • You are viewing the standard version of this plan. Your costs may be lower depending on your income. Use the “get a quote” button below to see your estimated premium and out-of-pocket costs after assistance.
Ready to sign up for Sanford Individual Simplicity $6,000?

Click or call to enroll online, get a quote, or find out if you qualify for assistance.
Get Help from a licensed agent. 1-877-668-0904

Plan Features

Sanford Individual Simplicity $6,000 offers the following features and referral requirements.

Wellness Program: No
Disease Program: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy
Notice Pregnancy: No
Referral Specialist: No
Specialist Requiring Referral:
Plan Exclusions:
Child Only Option?: Allows Adult and Child-Only

Network Details

The following network details will help you understand what Sanford Individual Simplicity $6,000 covers when you are out of the service area or out of the country.

Out of Country Coverage: No
Out of Country Coverage Description: Only in Emergent Medical situations
Out of Service Area Coverage: Yes
Out of Service Area Coverage Description: Only in Emergent Medical situations
National Network: Yes

Additional Benefits and Cost-Sharing

Sanford Individual Simplicity $6,000 includes the following benefits at the cost sharing rates listed below.

Service In-Network
Copay / Coinsurance
Out-of-Network
Copay / Coinsurance
Limits and Explanation
Primary Care Visit to Treat an Injury or Illness
Covered
$50.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible
Specialist Visit
Covered
$120.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)
Covered
$50.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible
Hospice Services
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible
Routine Dental Services (Adult)
Not Covered
Infertility Treatment
Not Covered
Testing for the diagnosis of infertility: Transvaginal ultrasound for structural evaluation (limit of 1 per calendar year) Sonogram (limit of 1 per calendar year) Screenings for stimulations of ovarian reserves and ovarian functions(limit of 1 per screening per calendar year) Screenings for assessment of polycystic ovarian syndrome (PCOS) (limit of 1 per calendar year) Semen Analysis (limit of 2 per calendar year)
Long-Term/Custodial Nursing Home Care
Not Covered
Private-Duty Nursing
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Nursing care that is provided to a Member on a one-to-one basis by licensed nurse in an inpatient or home setting. Prior authorization is required.
Routine Eye Exam (Adult)
Not Covered
Vision examination is only covered when related to injury, accident or cancer that damages the eye. Dilated eye examination for diabetes-related diagnosis (limit of one exam per Member per year)
Urgent Care Centers or Facilities
Covered
$65.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible
Home Health Care Services
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible40.0 Visit(s) per Benefit Period Prior authorization is required in lieu of a Hospital or Skilled Nursing Facility stay.
Emergency Room Services
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 50.00% Coinsurance after deductible
Emergency Transportation/Ambulance
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 50.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Prior authorization is required.
Inpatient Physician and Surgical Services
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible
Bariatric Surgery
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Surgery must be medically necessary. Not all procedures classified as weight reduction surgery are covered. Prior approval for weight reduction surgery is required.
Cosmetic Surgery
Not Covered
Skilled Nursing Facility
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible30.0 Days per Benefit Period Preauthorization is required.
Prenatal and Postnatal Care
Covered
No Charge Not ApplicableNot Applicable 70.00% Coinsurance after deductible
Delivery and All Inpatient Services for Maternity Care
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Deductible Amount is waived when the newborn is released with the mother
Mental/Behavioral Health Outpatient Services
Covered
$50.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible First 5 office visits covered at 100% in the combined categories of Mental/Behavioral Health and SUD.
Mental/Behavioral Health Inpatient Services
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Prior authorization is required.
Substance Abuse Disorder Outpatient Services
Covered
$50.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible First 5 office visits covered at 100% in the combined categories of Mental/Behavioral Health and SUD.
Substance Abuse Disorder Inpatient Services
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible For SUD, PA required for inpatient, residential, partial hospitalization, and intensive outpatient.
Generic Drugs
Covered
$35.00 Not ApplicableNot Applicable 100.00%
Preferred Brand Drugs
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 100.00%
Non-Preferred Brand Drugs
Covered
Not Applicable 65.00% Coinsurance after deductibleNot Applicable 100.00%
Specialty Drugs
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 100.00% Preferred and Non-Preferred specialty drugs may be subject to different cost sharing rates.
Outpatient Rehabilitation Services
Covered
$50.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible30.0 Visit(s) per Benefit Period
Habilitation Services
Covered
$50.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible30.0 Visit(s) per Benefit Period
Chiropractic Care
Covered
$50.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible20.0 Visit(s) per Benefit Period
Durable Medical Equipment
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Coverage for DME prescribed by an attending Practitioner and/or Provider, which is Medically Necessary, not primarily and customarily used for non-medical purposes, designed for prolonged use, and for a specific therapeutic purpose in the treatment of an illness or injury. Limitations per Sanford Health Plan policy guidelines apply. Casts, splints, braces, crutches and dressings for the treatment of fracture, dislocation, torn muscles or ligaments and other chronic conditions per Sanford Health Plan policy. Prior authorization is required for certain items.
Hearing Aids
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible1.0 Item(s) per 3 Years
Imaging (CT/PET Scans, MRIs)
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Prior authorization may be required.
Preventive Care/Screening/Immunization
Covered
No Charge Not ApplicableNot Applicable 70.00% Coinsurance after deductible
Routine Foot Care
Not Covered
Covered when medically appropriate.
Acupuncture
Not Covered
Weight Loss Programs
Not Covered
Routine Eye Exam for Children
Covered
No Charge Not ApplicableNot Applicable 70.00% Coinsurance after deductible1.0 Exam(s) per Benefit Period
Eye Glasses for Children
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible1.0 Item(s) per Benefit Period Limited to 1 frame every other year. Lenses or contact lenses limited to 1 item annually. Benefit ends at the end of the month when the member turns 19.
Dental Check-Up for Children
Covered
No Charge Not ApplicableNot Applicable 70.00% Coinsurance after deductible2.0 Exam(s) per Benefit Period
Rehabilitative Speech Therapy
Covered
$50.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible30.0 Visit(s) per Year
Rehabilitative Occupational and Rehabilitative Physical Therapy
Covered
$50.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible30.0 Visit(s) per Year
Well Baby Visits and Care
Covered
No Charge Not ApplicableNot Applicable 70.00% Coinsurance after deductible Well Child Care to the Member’s 6th birthday, 100% of Allowed Charges.
Laboratory Outpatient and Professional Services
Covered
$50.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible
X-rays and Diagnostic Imaging
Covered
$50.00 Not ApplicableNot Applicable 70.00% Coinsurance after deductible
Basic Dental Care – Child
Covered
No Charge Not ApplicableNot Applicable 70.00% Coinsurance after deductible
Orthodontia – Child
Covered
Not Applicable 50.00%Not Applicable 70.00% Coinsurance after deductible
Major Dental Care – Child
Covered
Not Applicable 50.00%Not Applicable 70.00% Coinsurance after deductible
Basic Dental Care – Adult
Not Covered
Orthodontia – Adult
Not Covered
Major Dental Care – Adult
Not Covered
Abortion for Which Public Funding is Prohibited
Not Covered
Elective abortion services are only covered when the mother?s life is endangered. Prior Authorization/certification required.
Transplant
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Prior authorization is required. To be eligible for coverage, Transplants must meet United Network for Organ Sharing (UNOS) criteria and/or Medical Criteria. Transplants must be performed at contracted Centers of Excellence or otherwise identified and accepted by Sanford Health Plan as qualified facilities.
Accidental Dental
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Oral surgical procedures limited to services required because of injury, accident or cancer that damages Natural Teeth. This is an Outpatient Surgery that requires Certification. Care must be received within twelve 12 months of the occurrence. Injury does not include injuries to Natural Teeth caused by biting or chewing. Associated radiology services are included. Coverage applies regardless of whether the services are provided in a Hospital or a dental office. Extractions when medically necessary because of injury, accident, or cancer when internal guidelines are met.
Dialysis
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Plan will pay first for the first 30 months after you become eligible to join Medicare.
Allergy Testing
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Benefit includes serum, injections, testing and treatment.
Chemotherapy
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Prior authorization is required.
Radiation
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Prior authorization is required.
Diabetes Education
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible
Prosthetic Devices
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Prosthetic limbs, sockets and supplies, and prosthetic eyes; Externally worn breast prostheses and surgical bras, including necessary replacements following a mastectomy. Includes two (2) external prosthesis per Calendar Year and six (6) bras per Calendar Year. For double mastectomy: coverage extends to four (4) external prosthesis per Calendar Year and six (6) bras per Calendar Year. Devices permanently implanted that are not Experimental or Investigational Services such as artificial joints, pacemakers, and surgically implanted breast implant following mastectomy. Cranial Prosthesis, including wigs (limited to 1 per benefit period)Prosthetic limbs, sockets and supplies, and prosthetic eyes. Requires Prior Authorization.
Infusion Therapy
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Services for the Treatment and Diagnosis of TMJ/TMD are covered subject to Medical Necessity. Manual therapy and osteopathic or chiropractic manipulation treatment if performed by physical medicine Providers. TMJ Splints and adjustments if your primary diagnosis is TMJ/TMD. Maximum Benefit Allowance of 1 splint per Member per Benefit Period.
Nutritional Counseling
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible12.0 Visit(s) per Benefit Period
Reconstructive Surgery
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Some services require prior authorization.
Gender Affirming Care
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Prior Authorization requried
Applied Behavior Analysis Based Therapies
Covered
Not Applicable 50.00% Coinsurance after deductibleNot Applicable 70.00% Coinsurance after deductible Covered service for the treatment of Autism Spectrum Disorder. Prior Authorization required.

Free Preventive Services

There is no copayment or coinsurance for any of the following Sanford Individual Simplicity $6,000 preventive services. This is true even if you haven’t met your yearly deductible.

Please note, these services are free only when delivered by a doctor or other provider in your plan’s network.

Additional Resources

Below are additional resources for Sanford Individual Simplicity $6,000 including the Summary of Benefits & Coverage (SBC), plan brochure, formulary link, and a link to the website to pay your monthly premium after you enroll.

Summary of Benefits: Summary of Benefits Link
Plan Brochure: Plan Brochure Link
Formulary: Formulary Link
Premium Payment Website: Premium Payment Link
Ready to sign up for Sanford Individual Simplicity $6,000?

Click or call to enroll online, get a quote, or find out if you qualify for assistance.
Get Help from a licensed agent. 1-877-668-0904

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