HMSA Individual Dental PPO Gold

18350HI0920003
High
PPO

HMSA Individual Dental PPO Gold is a High PPO plan by HMSA.

Locations

HMSA Individual Dental PPO Gold is offered in the following counties.

No data was found

Plan Overview

This is a plan overview for 2025 version of HMSA Individual Dental PPO Gold 18350HI0920003.
Insurer: HMSA
Network Type: PPO
Metal Type: High
HSA Eligible?:
Plan ID: 18350HI0920003

Cost-Sharing Overview

HMSA Individual Dental PPO Gold offers the following cost-sharing.

Notes:

  • Some plans have separate cost-sharing for medical and drugs, while other plans offer combined cost-sharing. The cost-sharing amounts above are combined medical and drug costs unless otherwise noted.
  • You are viewing the standard version of this plan. Your costs may be lower depending on your income. Use the “get a quote” button below to see your estimated premium and out-of-pocket costs after assistance.
Ready to sign up for HMSA Individual Dental PPO Gold?

Click or call to enroll online, get a quote, or find out if you qualify for assistance.
Get Help from a licensed agent. 1-877-668-0904

Plan Features

HMSA Individual Dental PPO Gold offers the following features and referral requirements.

Wellness Program:
Disease Program:
Notice Pregnancy:
Referral Specialist:
Specialist Requiring Referral:
Plan Exclusions:
Child Only Option?: Allows Adult and Child-Only

Network Details

The following network details will help you understand what HMSA Individual Dental PPO Gold covers when you are out of the service area or out of the country.

Out of Country Coverage: No
Out of Country Coverage Description:
Out of Service Area Coverage: Yes
Out of Service Area Coverage Description: Out of area service benefits are available as defined in the Policy but members may have a higher cost share
National Network: Yes

Additional Benefits and Cost-Sharing

HMSA Individual Dental PPO Gold includes the following benefits at the cost sharing rates listed below.

Service In-Network
Copay / Coinsurance
Out-of-Network
Copay / Coinsurance
Limits and Explanation
Routine Dental Services (Adult)
Covered
Not Applicable No ChargeNot Applicable 20.00% Cleaning, exams – See policy for details
Dental Check-Up for Children
Covered
Not Applicable No ChargeNot Applicable 20.00% Cleaning, fluoride, exams, sealants – See policy for details
Basic Dental Care – Child
Covered
Not Applicable 30.00%Not Applicable 40.00% Fillings -See policy for details
Orthodontia – Child
Covered
Not Applicable 50.00%Not Applicable 100.00% Medically Necessary Only
Major Dental Care – Child
Covered
Not Applicable 50.00%Not Applicable 70.00% Crowns -See policy for details
Basic Dental Care – Adult
Covered
Not Applicable 30.00%Not Applicable 40.00% Fillings -6 month waiting period. See policy for details
Orthodontia – Adult
Not Covered
Major Dental Care – Adult
Covered
Not Applicable 50.00%Not Applicable 70.00% Crowns, Endodontic and Periodontic Services -12 month waiting period. See policy for details
Accidental Dental
Not Covered

Free Preventive Services

There is no copayment or coinsurance for any of the following HMSA Individual Dental PPO Gold preventive services. This is true even if you haven’t met your yearly deductible.

Please note, these services are free only when delivered by a doctor or other provider in your plan’s network.

Additional Resources

Below are additional resources for HMSA Individual Dental PPO Gold including the Summary of Benefits & Coverage (SBC), plan brochure, formulary link, and a link to the website to pay your monthly premium after you enroll.

Summary of Benefits: Summary of Benefits Link
Plan Brochure: Plan Brochure Link
Formulary: Formulary Link
Premium Payment Website: Premium Payment Link
Ready to sign up for HMSA Individual Dental PPO Gold?

Click or call to enroll online, get a quote, or find out if you qualify for assistance.
Get Help from a licensed agent. 1-877-668-0904

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