CareSource Marketplace Essential Silver

13591NC0010008
Silver
HMO

CareSource Marketplace Essential Silver is a Silver HMO plan by CareSource North Carolina Co..

IMPORTANT: You are viewing the 2023 version of CareSource Marketplace Essential Silver 13591NC0010008. You can enroll in this plan if you qualify for special enrollment until the end of 2023.

Locations

CareSource Marketplace Essential Silver is offered in the following counties.

Plan Overview

This is a plan overview for 2023 version of CareSource Marketplace Essential Silver 13591NC0010008.
Insurer: CareSource North Carolina Co.
Network Type: HMO
Metal Type: Silver
HSA Eligible?: No
Plan ID: 13591NC0010008

Cost-Sharing Overview

CareSource Marketplace Essential Silver offers the following cost-sharing.

Notes:

  • Some plans have separate cost-sharing for medical and drugs, while other plans offer combined cost-sharing. The cost-sharing amounts above are combined medical and drug costs unless otherwise noted.
  • You are viewing the standard version of this plan. Your costs may be lower depending on your income. Use the “get a quote” button below to see your estimated premium and out-of-pocket costs after assistance.
Ready to sign up for CareSource Marketplace Essential Silver?

Click or call to enroll online, get a quote, or find out if you qualify for assistance.
Get Help from a licensed agent. 1-877-668-0904

Plan Features

CareSource Marketplace Essential Silver offers the following features and referral requirements.

Wellness Program: Yes
Disease Program: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy
Notice Pregnancy: Yes
Referral Specialist: No
Specialist Requiring Referral:
Plan Exclusions:
Child Only Option?: Allows Adult and Child-Only

Network Details

The following network details will help you understand what CareSource Marketplace Essential Silver covers when you are out of the service area or out of the country.

Out of Country Coverage: Yes
Out of Country Coverage Description: Emergency Services Only
Out of Service Area Coverage: Yes
Out of Service Area Coverage Description: Emergency Services Only
National Network: No

Additional Benefits and Cost-Sharing

CareSource Marketplace Essential Silver includes the following benefits at the cost sharing rates listed below.

Service In-Network
Copay / Coinsurance
Out-of-Network
Copay / Coinsurance
Limits and Explanation
Primary Care Visit to Treat an Injury or Illness
Covered
0.00% Coinsurance after deductible 100.00% $0 for first three visits then No Charge after deductible
Specialist Visit
Covered
0.00% Coinsurance after deductible 100.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)
Covered
0.00% Coinsurance after deductible 100.00% $0 for first three visits then No Charge after deductible when categorized as a PCP
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
Covered
0.00% Coinsurance after deductible 100.00%
Outpatient Surgery Physician/Surgical Services
Covered
0.00% Coinsurance after deductible 100.00%
Hospice Services
Covered
0.00% Coinsurance after deductible 100.00% Benefits for Hospice services for care of a terminally ill Member with a life expectancy of six months or less.
Routine Dental Services (Adult)
Not Covered
Infertility Treatment
Covered
0.00% Coinsurance after deductible 100.00%3 Treatment(s) per Lifetime Infertility Services- Benefits are provided for certain services related to the diagnosis, treatment and correction of any underlying causes of infertility for all members. Benefits are limited to three medical ovulation induction cycles per lifetime per member. Prescription Drug Benefits- Certain prescription drugs related to treatment of infertility. Infertility drugs are limited to benefit lifetime maximums per member. The lifetime maximums are described in BCBSNC medical policies, which are guides considered by BCBSNC when making coverage determinations.
Long-Term/Custodial Nursing Home Care
Not Covered
Private-Duty Nursing
Covered
0.00% Coinsurance after deductible 100.00%
Routine Eye Exam (Adult)
Not Covered
Urgent Care Centers or Facilities
Covered
0.00% Coinsurance after deductible 0.00% Coinsurance after deductible
Home Health Care Services
Covered
0.00% Coinsurance after deductible 100.00%
Emergency Room Services
Covered
0.00% Coinsurance after deductible 0.00% Coinsurance after deductible
Emergency Transportation/Ambulance
Covered
0.00% Coinsurance after deductible 0.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)
Covered
0.00% Coinsurance after deductible 100.00%
Inpatient Physician and Surgical Services
Covered
0.00% Coinsurance after deductible 100.00%
Bariatric Surgery
Covered
0.00% Coinsurance after deductible 100.00% Bariatric surgery will be available when medically necessary.
Cosmetic Surgery
Not Covered
Cosmetic Procedures do not include coverage for procedures or services that change or improve appearance without significantly improving physiological function, other than those mandated by State or Federal law.
Skilled Nursing Facility
Covered
0.00% Coinsurance after deductible 100.00%60 Days per Benefit Period
Prenatal and Postnatal Care
Covered
0.00% Coinsurance after deductible 100.00%
Delivery and All Inpatient Services for Maternity Care
Covered
0.00% Coinsurance after deductible 100.00%
Mental/Behavioral Health Outpatient Services
Covered
0.00% Coinsurance after deductible 100.00% $0 for first three visits then No Charge after deductible
Mental/Behavioral Health Inpatient Services
Covered
0.00% Coinsurance after deductible 100.00%
Substance Abuse Disorder Outpatient Services
Covered
0.00% Coinsurance after deductible 100.00% $0 for first three visits then No Charge after deductible when categorized as a PCP
Substance Abuse Disorder Inpatient Services
Covered
0.00% Coinsurance after deductible 100.00%
Generic Drugs
Covered
0.00% Coinsurance after deductible 100.00%
Preferred Brand Drugs
Covered
0.00% Coinsurance after deductible 100.00%
Non-Preferred Brand Drugs
Covered
0.00% Coinsurance after deductible 100.00%
Specialty Drugs
Covered
0.00% Coinsurance after deductible 100.00%
Outpatient Rehabilitation Services
Covered
0.00% Coinsurance after deductible 100.00%30 Visit(s) per Benefit Period Combined 30 visit limit for occupational and physical therapies and chiropractic services.
Habilitation Services
Covered
0.00% Coinsurance after deductible 100.00%30 Visit(s) per Benefit Period Combined 30 visit limit for occupational and physical therapies and chiropractic services.
Chiropractic Care
Covered
0.00% Coinsurance after deductible 100.00%30 Visit(s) per Benefit Period 30 visit limits for PT and OT combined (including chiropractic).
Durable Medical Equipment
Covered
0.00% Coinsurance after deductible 100.00%
Hearing Aids
Covered
0.00% Coinsurance after deductible 100.00%1 Item(s) per 3 Years One hearing aid per hearing impaired ear, and replacement hearing aids for members once every 36 months.
Imaging (CT/PET Scans, MRIs)
Covered
0.00% Coinsurance after deductible 100.00%
Preventive Care/Screening/Immunization
Covered
0.00% 100.00% All preventive care that is not state mandated is not covered OON.
Routine Foot Care
Not Covered
Acupuncture
Not Covered
Weight Loss Programs
Not Covered
Routine Eye Exam for Children
Covered
$0.00 0.00% 100.00%1 Exam(s) per Benefit Period
Eye Glasses for Children
Covered
$0.00 0.00% 100.00%1 Item(s) per Benefit Period Limited to one pair of glasses or contact lenses per benefit year.
Dental Check-Up for Children
Covered
$0.00 100.00%2 Visit(s) per Benefit Period See plan documents for details on benefit limits.
Rehabilitative Speech Therapy
Covered
0.00% Coinsurance after deductible 100.00%30 Visit(s) per Benefit Period
Rehabilitative Occupational and Rehabilitative Physical Therapy
Covered
0.00% Coinsurance after deductible 100.00%30 Visit(s) per Benefit Period Combined 30 visit limit for occupational and physical therapies and chiropractic services.
Well Baby Visits and Care
Covered
0.00% 100.00%
Laboratory Outpatient and Professional Services
Covered
0.00% Coinsurance after deductible 100.00%
X-rays and Diagnostic Imaging
Covered
0.00% Coinsurance after deductible 100.00%
Basic Dental Care – Child
Covered
25.00% Coinsurance after deductible 100.00% See plan documents for details on benefit limits
Orthodontia – Child
Covered
55.00% Coinsurance after deductible 100.00% Limited to Medically Necessary Orthodontia. See plan documents for details on benefit limits.
Major Dental Care – Child
Covered
45.00% Coinsurance after deductible 100.00% See plan documents for details on benefit limits
Basic Dental Care – Adult
Not Covered
Orthodontia – Adult
Not Covered
Major Dental Care – Adult
Not Covered
Abortion for Which Public Funding is Prohibited
Not Covered
Transplant
Covered
0.00% Coinsurance after deductible 100.00% Benefits are provided for reasonable and necessary services related to the search for a donor up to a maximum of $10,000 per transplant; Both the recipient and the donor are entitled to benefits of this coverage when the recipient is a MEMBER. Benefits provided to the donor will be charged against the recipient’s coverage.
Accidental Dental
Covered
0.00% Coinsurance after deductible 100.00% Injury as a result of chewing or biting is not considered an accidental injury.
Dialysis
Covered
0.00% Coinsurance after deductible 100.00%
Allergy Testing
Covered
0.00% Coinsurance after deductible 100.00%
Chemotherapy
Covered
0.00% Coinsurance after deductible 100.00%
Radiation
Covered
0.00% Coinsurance after deductible 100.00%
Diabetes Education
Covered
0.00% Coinsurance after deductible 100.00%
Prosthetic Devices
Covered
0.00% Coinsurance after deductible 100.00% Prosthetic appliance must replace all or part of a body part or its function. Therapeutic contact lenses may be covered when used as a corneal bandage for a medical condition; benefits include a one-time replacement of eyeglass or contact lenses due to a prescription change after cataract surgery.
Infusion Therapy
Covered
0.00% Coinsurance after deductible 100.00%
Treatment for Temporomandibular Joint Disorders
Covered
0.00% Coinsurance after deductible 100.00% Therapeutic benefits for TMJ disease include splinting and use of intra-oral PROSTHETIC APPLIANCES to reposition the bones. Surgical benefits for TMJ disease are limited to SURGERY performed on the temporomandibular joint. benefits are provided for surgical correction of malocclusion when surgical management of the TMJ is MEDICALLY NECESSARY.
Nutritional Counseling
Covered
0.00% Coinsurance after deductible 100.00% Nutritional counseling visits are separate from the obesity-related office visits.
Reconstructive Surgery
Covered
0.00% Coinsurance after deductible 100.00% Benefits include coverage for congenital defects of newborn, adopted, and foster children; reconstruction following a mastectomy.
Gender Affirming Care
Covered
0.00% Coinsurance after deductible 100.00% Surgery determined to be Medically Necessary is Covered

Free Preventive Services

There is no copayment or coinsurance for any of the following CareSource Marketplace Essential Silver preventive services. This is true even if you haven’t met your yearly deductible.

Please note, these services are free only when delivered by a doctor or other provider in your plan’s network.

Additional Resources

Below are additional resources for CareSource Marketplace Essential Silver including the Summary of Benefits & Coverage (SBC), plan brochure, formulary link, and a link to the website to pay your monthly premium after you enroll.

Summary of Benefits: Summary of Benefits Link
Plan Brochure: Plan Brochure Link
Formulary: Formulary Link
Premium Payment Website: Premium Payment Link
Ready to sign up for CareSource Marketplace Essential Silver?

Click or call to enroll online, get a quote, or find out if you qualify for assistance.
Get Help from a licensed agent. 1-877-668-0904

Table of Contents