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2025 Health Insurance Plans in Spartanburg County, SC

Find and compare 2025 health plans in Spartanburg County, SC. Every health insurance plan below offers 10 essential benefits and qualifies for cost assistance. Select a plan to learn more about cost-sharing, benefits, and how you can save.
South Carolina Preferred Plan (Pediatric Only)
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
South Carolina Wellness Essentials Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
South Carolina Wellness Essentials Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
South Carolina Preferred Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
South Carolina Preferred Plus Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
South Carolina Preferred Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
South Carolina Preferred Plus Plan (Pediatric Only)
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
South Carolina Preferred Plan (Pediatric Only)
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
South Carolina Preferred Plus Plan (Pediatric Only)
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Preferred Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Essental Value Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$75 per person
per group not applicable

Coinsurance:

See Plan
BEST Life Essential Basic Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$75 per person
per group not applicable

Coinsurance:

See Plan
South Carolina Preferred Plus Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Guardian Essentials for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$60 per person
per group not applicable

Coinsurance:

See Plan
Guardian Select for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$60 per person
per group not applicable

Coinsurance:

See Plan
Guardian Basics for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$60 per person
per group not applicable

Coinsurance:

See Plan
Guardian Preventive Plus for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$60 per person
per group not applicable

Coinsurance:

See Plan
BEST Life Superior Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Standard Expanded Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Clear Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$13000 per group
Deductible:

$13000 per group

Coinsurance:

0.00%
See Plan
Focused Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Everyday Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per group

Coinsurance:

35.00%
See Plan
Elite Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$0 per group

Coinsurance:

30.00%
See Plan
Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Everyday Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Focused Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Everyday Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per group

Coinsurance:

35.00%
See Plan
Elite Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$0 per group

Coinsurance:

30.00%
See Plan
First Choice Next Silver Deluxe
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$9000 per group

Coinsurance:

30.00%
See Plan
First Choice Next Gold Deluxe
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$1700 per group

Coinsurance:

20.00%
See Plan
First Choice Next Bronze Essential
2025
Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
First Choice Next Bronze Signature
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
First Choice Next Silver Signature
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
First Choice Next Gold Signature
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
First Choice Next Bronze Premier
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$7000 per group

Coinsurance:

50.00%
See Plan
First Choice Next Silver Premier
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per group

Coinsurance:

50.00%
See Plan
Everyday Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
EMI Health Premier PPO (High)
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Silver 1
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15880 per group
Deductible:

$11500 per group

Coinsurance:

40.00%
See Plan
EMI Health Premier PPO (Low)
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Gold 8
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
EMI Health Advantage Co-Pay
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Silver 8
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
EMI Health Advantage PPO
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Silver 12
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$14000 per group

Coinsurance:

20.00%
See Plan
Gold 1 with Adult Vision Services
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$16200 per group
Deductible:

$3280 per group

Coinsurance:

25.00%
See Plan
Silver 1 with Adult Vision Services
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15880 per group
Deductible:

$11500 per group

Coinsurance:

40.00%
See Plan
InHealth Basic Standard
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Gold 1
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$16200 per group
Deductible:

$3280 per group

Coinsurance:

25.00%
See Plan
InHealth Basic 1
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$6500 per person
$13000 per group

Coinsurance:

50.00%
See Plan
InHealth Basic 2
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$10600 per group

Coinsurance:

35.00%
See Plan
InHealth Basic 1 + Adult Vision
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$6500 per person
$13000 per group

Coinsurance:

50.00%
See Plan
InHealth Basic Plus Standard
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
TruAssure Preferred Adult or Child Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
TruAssure Preventive Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BlueExtend PPO HD Bronze 2
2025
Bronze
HSA: Yes
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$16000 per group

Coinsurance:

0.00%
See Plan
BlueExtend PPO Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
BlueExtend PPO Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
BlueExtend PPO Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
TruAssure Basic Adult or Child Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BlueExtend PPO HD Gold 1
2025
Gold
HSA: Yes
Out-of-Pocket Maximum:

$6800 per group
Deductible:

$6800 per group

Coinsurance:

0.00%
See Plan
BlueExtend PPO HD Gold 2
2025
Gold
HSA: Yes
Out-of-Pocket Maximum:

$7700 per group
Deductible:

$7700 per group

Coinsurance:

0.00%
See Plan
BlueExtend PPO HD Silver 1
2025
Silver
HSA: Yes
Out-of-Pocket Maximum:

$9900 per group
Deductible:

$9900 per group

Coinsurance:

0.00%
See Plan
BlueExtend PPO HD Silver 2
2025
Silver
HSA: Yes
Out-of-Pocket Maximum:

$11100 per group
Deductible:

$11100 per group

Coinsurance:

0.00%
See Plan
BlueExtend PPO HD Bronze 1
2025
Expanded Bronze
HSA: Yes
Out-of-Pocket Maximum:

$13200 per group
Deductible:

$13200 per group

Coinsurance:

0.00%
See Plan
Blue VirtuConnect Gold 1
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Blue VirtuConnect Silver 1
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Blue VirtuConnect Bronze 1
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
BlueEssentials Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
BlueEssentials Bronze 4
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$14400 per group

Coinsurance:

50.00%
See Plan
BlueEssentials Bronze 6
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

0.00%
See Plan
BlueEssentials Catastrophic 1
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
BlueEssentials Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
BlueEssentials Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
BlueEssentials Silver 14 + Adult Vision
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17400 per group
Deductible:

$13800 per group

Coinsurance:

50.00%
See Plan
BlueEssentials Gold 1
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$9800 per group
Deductible:

$2500 per person
$5000 per group

Coinsurance:

25.00%
See Plan
BlueEssentials Silver 14
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17400 per group
Deductible:

$13800 per group

Coinsurance:

50.00%
See Plan
BlueEssentials Gold 5
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$250 per person
$500 per group

Coinsurance:

50.00%
See Plan
BlueEssentials Silver 39
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16200 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

20.00%
See Plan