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2025 Health Insurance Plans in Miami-Dade County, FL

Find and compare 2025 health plans in Miami-Dade County, FL. Every health insurance plan below offers 10 essential benefits and qualifies for cost assistance. Select a plan to learn more about cost-sharing, benefits, and how you can save.
Delta Dental PPO Preferred Plan for Families
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$45 per person
per group not applicable

Coinsurance:

See Plan
DeltaCare USA Pediatric Basic Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DeltaCare USA Basic Plan for Families
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DeltaCare USA Preferred Plan for Families
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Preventive Plan for Families
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$60 per person
per group not applicable

Coinsurance:

See Plan
EMI Health Premier PPO (High)
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Premier PPO (Low)
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Advantage Co-Pay
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Advantage PPO
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Advantage PPO Low
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Standard Silver VALUE
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold VALUE
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Choice PPO Preventive
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Pediatric Basic Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$60 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Basic Plan for Families
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$60 per person
per group not applicable

Coinsurance:

See Plan
Elite VALUE Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Complete VALUE Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17000 per group
Deductible:

$12000 per group

Coinsurance:

40.00%
See Plan
Focused VALUE Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Complete VALUE Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2900 per group

Coinsurance:

20.00%
See Plan
Standard Expanded Bronze VALUE
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Choice PPO Basic Kids
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Choice PPO Premium Kids
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Choice PPO Basic
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Choice PPO Premium
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Choice PPO Plus
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
AmeriHealth Caritas Next Gold Deluxe + No Referrals
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$1700 per group

Coinsurance:

20.00%
See Plan
AmeriHealth Caritas Next Silver Signature + No Referrals
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
AmeriHealth Caritas Next Gold Signature + No Referrals
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
AmeriHealth Caritas Next Bronze Premier + No Referrals
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$7000 per group

Coinsurance:

50.00%
See Plan
AmeriHealth Caritas Next Silver Premier + No Referrals
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per group

Coinsurance:

50.00%
See Plan
AmeriHealth Caritas Next Silver Deluxe + No Referrals
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$9000 per group

Coinsurance:

30.00%
See Plan
Capital Health Plan HMO Silver 2300
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Capital Health Plan HMO Gold 3100
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Capital Health Plan HMO Platinum 4000
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$8600 per group
Deductible:

$0 per group

Coinsurance:

0.00%
See Plan
AmeriHealth Caritas Next Bronze Essential + No Referrals
2025
Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
AmeriHealth Caritas Next Bronze Signature + No Referrals
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Bronze POS OA Standard 2450
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Silver POS OA Standard 1440
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Gold POS OA Standard 3450
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Gym Access IND Platinum POS OA Standard 4450
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$8600 per group
Deductible:

$0 per group

Coinsurance:

0.00%
See Plan
Capital Health Plan HMO Silver 2100
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17000 per group
Deductible:

$11600 per group

Coinsurance:

35.00%
See Plan
Capital Health Plan HMO Gold 3000
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15800 per group
Deductible:

$0 per group

Coinsurance:

50.00%
See Plan
Capital Health Plan HMO Bronze 1000
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
DentaQuest EPO Pediatric High
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

$50 per person
$150 per group

Coinsurance:

See Plan
DentaQuest EPO Family High
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

$50 per person
$150 per group

Coinsurance:

See Plan
DentaQuest EPO Family Low
2025
Low
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

$50 per person
$150 per group

Coinsurance:

See Plan
Gym Access IND Silver POS OA 1009
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15800 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Gold HMO 4500
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$10000 per group
Deductible:

$5100 per group

Coinsurance:

10.00%
See Plan
Gym Access IND Gold POS BC 5651
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$13600 per group
Deductible:

$0 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Bronze HMO OA 1211
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Silver HMO OA 1009
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15800 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Bronze HMO OA Standard 2450
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Silver HMO OA Standard 1440
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Gold HMO OA Standard 3450
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Gym Access IND Bronze POS OA 1211
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Essential Plus Platinum POS 65
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$2500 per person
$5000 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

15.00%
See Plan
Gym Access IND Silver HMO BC 7741
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15900 per group
Deductible:

$7000 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Silver POS BC 7741
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15900 per group
Deductible:

$7000 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Gold HMO BC 5651
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$13600 per group
Deductible:

$0 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Platinum POS BC 1941
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$7000 per group
Deductible:

$0 per group

Coinsurance:

20.00%
See Plan
Gym Access IND Bronze Standardized HMO
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$14300 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Bronze HMO 1340
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
Gym Access IND Gold HMO H.S.A 9010
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$12000 per group
Deductible:

$4000 per group

Coinsurance:

10.00%
See Plan
Gym Access IND Gold POS 55001
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2800 per person
$5600 per group

Coinsurance:

20.00%
See Plan
Gym Access IND Silver HMO BC 0941
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$14700 per group
Deductible:

$5000 per person
$10000 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Silver POS BC 0941
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$14700 per group
Deductible:

$5000 per person
$10000 per group

Coinsurance:

40.00%
See Plan
Silver 8
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Bronze 8
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Silver 12 with First 4 Primary Care Visits Free
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$14000 per group

Coinsurance:

20.00%
See Plan
Gold 1 with Adult Vision Services
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$16200 per group
Deductible:

$3280 per group

Coinsurance:

25.00%
See Plan
Silver 1 with Adult Vision Services
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15880 per group
Deductible:

$11500 per group

Coinsurance:

40.00%
See Plan
Silver 9
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15450 per group
Deductible:

$10000 per group

Coinsurance:

35.00%
See Plan
Gym Access IND Essential Plus Catastrophic HMO 36
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

100.00%
See Plan
Gym Access IND Essential Plus Catastrophic POS 37
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

100.00%
See Plan
Gym Access IND Bronze POS BC 3841
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$12000 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Bronze POS 1042
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$11000 per group

Coinsurance:

50.00%
See Plan
Enhanced Diabetes Care Silver with $0 Drug Options
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$10000 per group

Coinsurance:

50.00%
See Plan
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$10000 per group

Coinsurance:

50.00%
See Plan
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$10000 per group

Coinsurance:

50.00%
See Plan
Gold 1
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$16200 per group
Deductible:

$3280 per group

Coinsurance:

25.00%
See Plan
Silver 1
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15880 per group
Deductible:

$11500 per group

Coinsurance:

40.00%
See Plan
Bronze 4
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gold 8
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Standard Expanded Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Enhanced Diabetes Care Silver with $0 Drug Options
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$10000 per group

Coinsurance:

50.00%
See Plan
Everyday Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Elite Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Focused Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Complete Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2900 per group

Coinsurance:

20.00%
See Plan
Everyday Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per group

Coinsurance:

35.00%
See Plan
Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Everyday Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per group

Coinsurance:

35.00%
See Plan
Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Standard Expanded Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan