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2025 Health Insurance Plans in Lee County, NC

Find and compare 2025 health plans in Lee County, NC. Every health insurance plan below offers 10 essential benefits and qualifies for cost assistance. Select a plan to learn more about cost-sharing, benefits, and how you can save.
EMI Health Premier PPO (High)
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

$25 per person
$75 per group

Coinsurance:

See Plan
EMI Health Premier PPO (Low)
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Advantage PPO
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

$75 per person
$225 per group

Coinsurance:

See Plan
EMI Health Advantage Co-pay
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Superior Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Preferred Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Essential Value Dental
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$75 per person
per group not applicable

Coinsurance:

See Plan
BEST Life Essential Basic Dental
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$75 per person
per group not applicable

Coinsurance:

See Plan
Clear Silver with $0 Insulin Options
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$13000 per group
Deductible:

$13000 per group

Coinsurance:

0.00%
See Plan
TruAssure Basic Adult or Child Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
TruAssure Preferred Adult or Child Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
TruAssure Preventive Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Standard Expanded Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Complete Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2900 per group

Coinsurance:

20.00%
See Plan
Everyday Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Focused Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Connect Gold CMS Standard
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Complete Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2900 per group

Coinsurance:

20.00%
See Plan
Everyday Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Focused Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Connect Bronze 5500 Indiv Med Deductible
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$11000 per group

Coinsurance:

50.00%
See Plan
Connect Silver 4400 Indiv Med Deductible
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17600 per group
Deductible:

$8800 per group

Coinsurance:

50.00%
See Plan
Connect Silver 3500 Indiv Med Deductible
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18200 per group
Deductible:

$7000 per group

Coinsurance:

50.00%
See Plan
Connect Bronze CMS Standard
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Connect Silver CMS Standard
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Bronze Elite + PCP Saver Plus
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gold Elite Saver Plus
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$17400 per group
Deductible:

$0 per group

Coinsurance:

20.00%
See Plan
Silver Simple Diabetes
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$12900 per group

Coinsurance:

50.00%
See Plan
Connect Bronze 6500 Indiv Med Deductible
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$13000 per group

Coinsurance:

50.00%
See Plan
Silver Classic
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17300 per group
Deductible:

$10800 per group

Coinsurance:

50.00%
See Plan
Bronze Classic 4700
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18200 per group
Deductible:

$9400 per group

Coinsurance:

50.00%
See Plan
Silver Simple PCP Saver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17200 per group
Deductible:

$11000 per group

Coinsurance:

40.00%
See Plan
Bronze Classic Standard
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Silver Classic Standard
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Gold Classic Standard
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Choice PPO Basic
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Choice PPO Premium
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Secure
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
Choice PPO Plus
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Choice PPO Preventive
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$13190 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care + Adult Dental+Vision
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Gold 3 Advanced: Aetna network + $0 MinuteClinic + Adult Dental + Vision
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$18390 per group
Deductible:

$1790 per group

Coinsurance:

40.00%
See Plan
Choice PPO Basic Kids
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Choice PPO Premium Kids
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18390 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18390 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18390 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Bronze S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$13190 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gold S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18390 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gold 3 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$18390 per group
Deductible:

$1790 per group

Coinsurance:

40.00%
See Plan
Silver 5 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17390 per group
Deductible:

$14990 per group

Coinsurance:

50.00%
See Plan
Delta Dental Individual PPO Pediatric-Only, EHB Certified
2025
High
HSA:
Out-of-Pocket Maximum:

$375 per person
$750 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Delta Dental Individual PPO Pediatric-Only, EHB Certified
2025
Low
HSA:
Out-of-Pocket Maximum:

$375 per person
$750 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Delta Dental Basic Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$375 per person
$750 per group
Deductible:

$75 per person
$225 per group

Coinsurance:

See Plan
Delta Dental Preferred Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$375 per person
$750 per group
Deductible:

$75 per person
$225 per group

Coinsurance:

See Plan
Delta Dental Ideal Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$375 per person
$750 per group
Deductible:

$50 per person
$150 per group

Coinsurance:

See Plan
Delta Dental Individual and Family Plan, EHB Certified
2025
Low
HSA:
Out-of-Pocket Maximum:

$375 per person
$750 per group
Deductible:

$75 per person
$225 per group

Coinsurance:

See Plan
Delta Dental Individual and Family Plan, EHB Certified
2025
Low
HSA:
Out-of-Pocket Maximum:

$375 per person
$750 per group
Deductible:

$75 per person
$225 per group

Coinsurance:

See Plan
Bronze 2 Advanced HSA: Aetna network + MinuteClinic + Virtual Primary Care
2025
Expanded Bronze
HSA: Yes
Out-of-Pocket Maximum:

$14990 per group
Deductible:

$11390 per group

Coinsurance:

50.00%
See Plan
Delta Dental Individual and Family Plan; EHB Certified
2025
High
HSA:
Out-of-Pocket Maximum:

$375 per person
$750 per group
Deductible:

$50 per person
$150 per group

Coinsurance:

See Plan
Delta Dental Individual and Family Plan; EHB Certified
2025
High
HSA:
Out-of-Pocket Maximum:

$375 per person
$750 per group
Deductible:

$50 per person
$150 per group

Coinsurance:

See Plan
Guardian Essentials for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Guardian Select for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Guardian Basics for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Guardian Preventive Plus for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Standard Expanded Bronze WellCare
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver WellCare
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold WellCare
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
AmeriHealth Caritas Next Bronze Premier + No Referrals
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$7000 per group

Coinsurance:

50.00%
See Plan