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2025 Health Insurance Plans in Franklin County, FL

Find and compare 2025 health plans in Franklin County, FL. Every health insurance plan below offers 10 essential benefits and qualifies for cost assistance. Select a plan to learn more about cost-sharing, benefits, and how you can save.
Delta Dental PPO Preferred Plan for Families
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$45 per person
per group not applicable

Coinsurance:

See Plan
DeltaCare USA Pediatric Basic Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DeltaCare USA Basic Plan for Families
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DeltaCare USA Preferred Plan for Families
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Preventive Plan for Families
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$60 per person
per group not applicable

Coinsurance:

See Plan
EMI Health Premier PPO (High)
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Premier PPO (Low)
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Advantage Co-Pay
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Advantage PPO
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Advantage PPO Low
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Pediatric Basic Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$60 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Basic Plan for Families
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$60 per person
per group not applicable

Coinsurance:

See Plan
Elite VALUE Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Complete VALUE Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17000 per group
Deductible:

$12000 per group

Coinsurance:

40.00%
See Plan
Focused VALUE Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Complete VALUE Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2900 per group

Coinsurance:

20.00%
See Plan
Standard Expanded Bronze VALUE
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver VALUE
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold VALUE
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Choice PPO Preventive
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Choice PPO Basic Kids
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Choice PPO Premium Kids
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Choice PPO Basic
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Choice PPO Premium
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Choice PPO Plus
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
AmeriHealth Caritas Next Gold Deluxe + No Referrals
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$1700 per group

Coinsurance:

20.00%
See Plan
AmeriHealth Caritas Next Silver Premier + No Referrals
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per group

Coinsurance:

50.00%
See Plan
AmeriHealth Caritas Next Silver Deluxe + No Referrals
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$9000 per group

Coinsurance:

30.00%
See Plan
Capital Health Plan HMO Silver 2300
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Capital Health Plan HMO Gold 3100
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Capital Health Plan HMO Platinum 4000
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$8600 per group
Deductible:

$0 per group

Coinsurance:

0.00%
See Plan
AmeriHealth Caritas Next Bronze Essential + No Referrals
2025
Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
AmeriHealth Caritas Next Bronze Signature + No Referrals
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
AmeriHealth Caritas Next Silver Signature + No Referrals
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
AmeriHealth Caritas Next Gold Signature + No Referrals
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
AmeriHealth Caritas Next Bronze Premier + No Referrals
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$7000 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Gold POS OA Standard 3450
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Gym Access IND Platinum POS OA Standard 4450
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$8600 per group
Deductible:

$0 per group

Coinsurance:

0.00%
See Plan
Capital Health Plan HMO Silver 2100
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17000 per group
Deductible:

$11600 per group

Coinsurance:

35.00%
See Plan
Capital Health Plan HMO Gold 3000
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15800 per group
Deductible:

$0 per group

Coinsurance:

50.00%
See Plan
Capital Health Plan HMO Bronze 1000
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
DentaQuest EPO Pediatric High
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

$50 per person
$150 per group

Coinsurance:

See Plan
DentaQuest EPO Family High
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

$50 per person
$150 per group

Coinsurance:

See Plan
DentaQuest EPO Family Low
2025
Low
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

$50 per person
$150 per group

Coinsurance:

See Plan
Gym Access IND Bronze POS OA Standard 2450
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Silver POS OA Standard 1440
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Gold HMO 4500
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$10000 per group
Deductible:

$5100 per group

Coinsurance:

10.00%
See Plan
Gym Access IND Gold POS BC 5651
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$13600 per group
Deductible:

$0 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Bronze HMO OA 1211
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Silver HMO OA 1009
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15800 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Bronze HMO OA Standard 2450
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Silver HMO OA Standard 1440
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Gold HMO OA Standard 3450
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Gym Access IND Bronze POS OA 1211
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Essential Plus Platinum POS 65
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$2500 per person
$5000 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

15.00%
See Plan
Gym Access IND Silver POS OA 1009
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15800 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Platinum POS BC 1941
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$7000 per group
Deductible:

$0 per group

Coinsurance:

20.00%
See Plan
Gym Access IND Bronze Standardized HMO
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$14300 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Bronze HMO 1340
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
Gym Access IND Gold HMO H.S.A 9010
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$12000 per group
Deductible:

$4000 per group

Coinsurance:

10.00%
See Plan
Gym Access IND Gold POS 55001
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2800 per person
$5600 per group

Coinsurance:

20.00%
See Plan
Gym Access IND Silver HMO BC 0941
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$14700 per group
Deductible:

$5000 per person
$10000 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Silver POS BC 0941
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$14700 per group
Deductible:

$5000 per person
$10000 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Silver HMO BC 7741
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15900 per group
Deductible:

$7000 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Silver POS BC 7741
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15900 per group
Deductible:

$7000 per group

Coinsurance:

40.00%
See Plan
Gym Access IND Gold HMO BC 5651
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$13600 per group
Deductible:

$0 per group

Coinsurance:

40.00%
See Plan
Silver 8
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Bronze 8
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Silver 12 with First 4 Primary Care Visits Free
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$14000 per group

Coinsurance:

20.00%
See Plan
Gold 1 with Adult Vision Services
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$16200 per group
Deductible:

$3280 per group

Coinsurance:

25.00%
See Plan
Silver 1 with Adult Vision Services
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15880 per group
Deductible:

$11500 per group

Coinsurance:

40.00%
See Plan
Silver 9
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15450 per group
Deductible:

$10000 per group

Coinsurance:

35.00%
See Plan
Gym Access IND Essential Plus Catastrophic HMO 36
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

100.00%
See Plan
Gym Access IND Essential Plus Catastrophic POS 37
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

100.00%
See Plan
Gym Access IND Bronze POS BC 3841
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$12000 per group

Coinsurance:

50.00%
See Plan
Gym Access IND Bronze POS 1042
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$11000 per group

Coinsurance:

50.00%
See Plan
Gold 1
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$16200 per group
Deductible:

$3280 per group

Coinsurance:

25.00%
See Plan
Silver 1
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$15880 per group
Deductible:

$11500 per group

Coinsurance:

40.00%
See Plan
Bronze 4
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Gold 8
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Standard Expanded Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Enhanced Diabetes Care Silver with $0 Drug Options
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$10000 per group

Coinsurance:

50.00%
See Plan
Enhanced Diabetes Care Silver with $0 Drug Options
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$10000 per group

Coinsurance:

50.00%
See Plan
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$10000 per group

Coinsurance:

50.00%
See Plan
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17100 per group
Deductible:

$10000 per group

Coinsurance:

50.00%
See Plan
Focused Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Complete Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2900 per group

Coinsurance:

20.00%
See Plan
Everyday Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per group

Coinsurance:

35.00%
See Plan
Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Everyday Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per group

Coinsurance:

35.00%
See Plan
Everyday Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Elite Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Elite Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Standard Expanded Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan