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2025 Health Insurance Plans in Bear Lake County, ID

Find and compare 2025 health plans in Bear Lake County, ID. Every health insurance plan below offers 10 essential benefits and qualifies for cost assistance. Select a plan to learn more about cost-sharing, benefits, and how you can save.
Diabetes Gold 1100 $0 Select Drugs & Specialized Services Adult Vision & Fitness
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2200 per group

Coinsurance:

30.00%
See Plan
Diabetes Silver 4000 $0 Select Drugs & Specialized Services Adult Vision & Fitness
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17600 per group
Deductible:

$8000 per group

Coinsurance:

50.00%
See Plan
Healthy Heart Gold 1500 $0 Select Drugs & Specialized Services
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$3000 per group

Coinsurance:

30.00%
See Plan
Healthy Heart Silver 4500 $0 Select Drugs & Specialized Services
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17600 per group
Deductible:

$9000 per group

Coinsurance:

50.00%
See Plan
Healthy Heart Gold 1500 $0 Select Drugs & Specialized Services Adult Vision & Fitness
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$3000 per group

Coinsurance:

30.00%
See Plan
Healthy Heart Silver 4500 $0 Select Drugs & Specialized Services Adult Vision & Fitness
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17600 per group
Deductible:

$9000 per group

Coinsurance:

50.00%
See Plan
Delta Dental PPO Pediatric Basic Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Basic Plan for Families
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Preferred Plan for Families
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$40 per person
per group not applicable

Coinsurance:

See Plan
Diabetes Silver 4000 $0 Select Drugs & Specialized Services
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17600 per group
Deductible:

$8000 per group

Coinsurance:

50.00%
See Plan
Low Deductible Silver 4500 $3 Generic Drugs
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16400 per group
Deductible:

$9000 per group

Coinsurance:

40.00%
See Plan
Silver 5000 $20 Generic Drugs
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Low Premium Silver 6000 $3 Generic Drugs
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18000 per group
Deductible:

$12000 per group

Coinsurance:

40.00%
See Plan
Gold 1500 $15 Generic Drugs Adult Vision & Fitness
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Low Deductible Silver 4500 $3 Generic Drugs Adult Vision & Fitness
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16400 per group
Deductible:

$9000 per group

Coinsurance:

40.00%
See Plan
Silver 5000 $20 Generic Drugs Adult Vision & Fitness
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Low Premium Silver 6000 $3 Generic Drugs Adult Vision & Fitness
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18000 per group
Deductible:

$12000 per group

Coinsurance:

40.00%
See Plan
Bronze First 7500 $25 Generic Drugs
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Bronze First 7500 $25 Generic Drugs Adult Vision & Fitness
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Diabetes Gold 1100 $0 Select Drugs & Specialized Services
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2200 per group

Coinsurance:

30.00%
See Plan
my Blue Access WV PPO Premier Gold 0
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$13400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

20.00%
See Plan
my Blue Access WV PPO Premier Gold 0 + Adult Dental and Vision
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$13400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

20.00%
See Plan
Platinum Zero $5 Generic Drugs
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$8600 per group
Deductible:

$0 per group

Coinsurance:

0.00%
See Plan
Platinum Zero $5 Generic Drugs Adult Vision & Fitness
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$8600 per group
Deductible:

$0 per group

Coinsurance:

0.00%
See Plan
Gold 1500 $15 Generic Drugs
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
my Blue Access WV PPO Bronze 3800 + Adult Dental and Vision
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$7600 per group

Coinsurance:

50.00%
See Plan
my Blue Access WV PPO Gold 0 + Adult Dental and Vision
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

30.00%
See Plan
my Blue Access WV PPO Standard Silver 5000 + Adult Dental and Vision
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
my Blue Access WV PPO Bronze 7400 HSA – Custom Drug Benefit
2025
Expanded Bronze
HSA: Yes
Out-of-Pocket Maximum:

$14800 per group
Deductible:

$14800 per group

Coinsurance:

0.00%
See Plan
my Blue Access WV PPO Gold 1700 HSA
2025
Gold
HSA: Yes
Out-of-Pocket Maximum:

$11400 per group
Deductible:

$3400 per group

Coinsurance:

20.00%
See Plan
Imperial Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Imperial Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
my Blue Access WV PPO Bronze 3800
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$7600 per group

Coinsurance:

50.00%
See Plan
my Blue Access WV PPO Silver 7000
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$7000 per person
$14000 per group

Coinsurance:

30.00%
See Plan
my Blue Access WV PPO Gold 0
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

30.00%
See Plan
my Blue Access WV PPO Bronze 8900
2025
Bronze
HSA: No
Out-of-Pocket Maximum:

$17800 per group
Deductible:

$17800 per group

Coinsurance:

0.00%
See Plan
my Blue Access WV PPO Standard Bronze 7500
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
my Blue Access WV PPO Standard Silver 5000
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
my Blue Access WV PPO Standard Gold 1500
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
my Blue Access WV Major Events PPO Catastrophic 9200 – 3 Free PCP Visits
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
Imperial Standard Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Delta Dental PPO Preferred Plan for Families
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$0 per person
per group not applicable

Coinsurance:

See Plan
Utah Preferred Plus Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Utah Preferred Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Utah Preferred Plus Plan (Pediatric Only)
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Utah Preferred Plan (Pediatric Only)
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EssentialSmile Utah – Total Care
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

$30 per person
$30 per group

Coinsurance:

See Plan
Smile Now Utah – No Waiting Period PPO
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Imperial Preferred Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17400 per group
Deductible:

$6200 per group

Coinsurance:

40.00%
See Plan
Imperial Preferred Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$2000 per group

Coinsurance:

35.00%
See Plan
Signature Benchmark Silver 5900 Medical Deductible
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17000 per group
Deductible:

$5900 per person
$11800 per group

Coinsurance:

50.00%
See Plan
Value Benchmark Silver 5900 Medical Deductible
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17000 per group
Deductible:

$5900 per person
$11800 per group

Coinsurance:

50.00%
See Plan
Med Benchmark Silver 6000 Medical Deductible w/Vision
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17200 per group
Deductible:

$6000 per person
$12000 per group

Coinsurance:

50.00%
See Plan
Value Benchmark Expanded Bronze Select Copay Plan
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Med Benchmark Expanded Bronze Select Copay Plan
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Delta Dental PPO Pediatric Basic Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$0 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Basic Plan for Families
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$0 per person
per group not applicable

Coinsurance:

See Plan
Med Gold 1500 Medical Deductible
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$1500 per person
$3000 per group

Coinsurance:

20.00%
See Plan
Value Silver 3000 Medical Deductible
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$17500 per group
Deductible:

$3000 per person
$6000 per group

Coinsurance:

40.00%
See Plan
Value Expanded Bronze 6900 Medical Deductible
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$6900 per person
$13800 per group

Coinsurance:

50.00%
See Plan
Value Benchmark Gold Standardized Plan
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Med Benchmark Gold Standardized Plan
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Signature Benchmark Silver Standardized Plan
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Value Benchmark Silver Standardized Plan
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Med Benchmark Silver Standardized Plan
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Med Benchmark Expanded Bronze Standardized Plan
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Value Benchmark Platinum
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$17900 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

10.00%
See Plan
Med Benchmark Platinum
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$17900 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

10.00%
See Plan
Signature Benchmark Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$17900 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

30.00%
See Plan
Value Gold 1500 Medical Deductible
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$1500 per person
$3000 per group

Coinsurance:

20.00%
See Plan
Value Benchmark Platinum Standardized Plan
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$8600 per group
Deductible:

$0 per group

Coinsurance:

0.00%
See Plan
Med Benchmark Platinum Standardized Plan
2025
Platinum
HSA: No
Out-of-Pocket Maximum:

$8600 per group
Deductible:

$0 per group

Coinsurance:

0.00%
See Plan
Signature Benchmark Gold Standardized Plan
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
BEST Life Preferred Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Essentail Value Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Essentail Basic Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Humana Dental Smart Choice Basic
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DentaTrust-PPO Family High Option
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DentaTrust-PPO Family Low Option
2025
Low
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DentaTrust PPO Family Basic Option
2025
Low
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
U Health Plus Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$4000 per person
$8000 per group

Coinsurance:

40.00%
See Plan
U Health Plus Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$9000 per person
$18000 per group

Coinsurance:

50.00%
See Plan
Healthy Premier Gold Standard
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Healthy Premier Silver Standard
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Healthy Premier Expanded Bronze Standard
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
U Health Plus Gold Standard
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
U Health Plus Silver Standard
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
U Health Plus Expanded Bronze Standard
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
BEST Life Superior Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
U Health Plus Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per person
$3000 per group

Coinsurance:

20.00%
See Plan
Gold 10 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$13200 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

35.00%
See Plan
EMI Health Choice PPO (High)
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

$25 per person
$75 per group

Coinsurance:

See Plan
EMI Health Choice PPO
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

$25 per person
$75 per group

Coinsurance:

See Plan
EMI Health Advantage Co-Pay
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Advantage PPO
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health EHB Pediatric Plan – Advantage Network
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

See Plan
EMI Health EHB Pediatric Plan – Premier Network
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

See Plan
Healthy Premier Gold Copay
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$1500 per person
$3000 per group

Coinsurance:

20.00%
See Plan
Healthy Premier Silver Copay
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$14000 per group
Deductible:

$3000 per person
$6000 per group

Coinsurance:

40.00%
See Plan
Healthy Premier Bronze HSA
2025
Expanded Bronze
HSA: Yes
Out-of-Pocket Maximum:

$16600 per group
Deductible:

$16600 per group

Coinsurance:

0.00%
See Plan