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2025 Health Insurance Plans in Baldwin County, AL

Find and compare 2025 health plans in Baldwin County, AL. Every health insurance plan below offers 10 essential benefits and qualifies for cost assistance. Select a plan to learn more about cost-sharing, benefits, and how you can save.
Delta Dental PPO Preventive Plan for Families
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Pediatric Basic Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Basic Plan for Families
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Delta Dental PPO Preferred Plan for Families
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$25 per person
per group not applicable

Coinsurance:

See Plan
TruAssure Preferred Adult or Child Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$25 per person
per group not applicable

Coinsurance:

See Plan
TruAssure Preventive Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Standard Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
TruAssure Basic Adult or Child Dental Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$350 per person
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Standard Expanded Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Standard Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Standard Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Everyday Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Focused Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Standard Expanded Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Elite Bronze + Vision + Adult Dental
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Complete Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2900 per group

Coinsurance:

20.00%
See Plan
Elite Gold + Vision + Adult Dental
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$0 per group

Coinsurance:

30.00%
See Plan
Elite Silver + Vision + Adult Dental
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Blue Standardized Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$10000 per group

Coinsurance:

40.00%
See Plan
Blue Standardized Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$15000 per group

Coinsurance:

50.00%
See Plan
Everyday Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$16900 per group

Coinsurance:

50.00%
See Plan
Focused Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16000 per group
Deductible:

$12600 per group

Coinsurance:

50.00%
See Plan
Elite Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Complete Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15000 per group
Deductible:

$2900 per group

Coinsurance:

20.00%
See Plan
Elite Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$11000 per group
Deductible:

$0 per group

Coinsurance:

30.00%
See Plan
Elite Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$16400 per group
Deductible:

$0 per person
$0 per group

Coinsurance:

50.00%
See Plan
Blue Standardized Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$15600 per group
Deductible:

$3000 per group

Coinsurance:

25.00%
See Plan
Blue Value Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$12000 per group
Deductible:

$1500 per group

Coinsurance:

20.00%
See Plan
EMI Health Advantage PPO
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Blue Value Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$7400 per group

Coinsurance:

20.00%
See Plan
Blue Saver Bronze
2025
Expanded Bronze
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$17000 per group

Coinsurance:

0.00%
See Plan
Blue Protect
2025
Catastrophic
HSA: No
Out-of-Pocket Maximum:

$18400 per group
Deductible:

$18400 per group

Coinsurance:

0.00%
See Plan
Blue HSA Bronze
2025
Expanded Bronze
HSA: Yes
Out-of-Pocket Maximum:

$14400 per group
Deductible:

$14400 per group

Coinsurance:

0.00%
See Plan
Blue Cross Select Gold
2025
Gold
HSA: No
Out-of-Pocket Maximum:

$12000 per group
Deductible:

$1700 per group

Coinsurance:

20.00%
See Plan
Blue Cross Select Silver
2025
Silver
HSA: No
Out-of-Pocket Maximum:

$18000 per group
Deductible:

$10000 per group

Coinsurance:

20.00%
See Plan
Alabama Wellness Essentials Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Alabama Wellness Essentials Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Humana Dental Smart Choice – Low
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Humana Dental Smart Choice – High
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Humana Dental Smart Choice – Lite
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Premier PPO (High)
2025
High
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Premier PPO (Low)
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
EMI Health Advantage Co-Pay
2025
Low
HSA:
Out-of-Pocket Maximum:

per person not applicable
per group not applicable
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Alabama Preferred Plus Plan (Pediatric Only)
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Alabama Preferred Plan (Pediatric Only)
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DentaTrust-PPO Pediatric High Option
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DentaTrust-PPO Pediatric Low Option
2025
Low
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DentaTrust-PPO Family High Option
2025
High
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
DentaTrust-PPO Family Low Option
2025
Low
HSA:
Out-of-Pocket Maximum:

$400 per person
$800 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Alabama Preferred Plus Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Alabama Preferred Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Alabama Preferred Plus Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Alabama Preferred Plan
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Alabama Preferred Plus Plan (Pediatric Only)
2025
High
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
Alabama Preferred Plan (Pediatric Only)
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Essential Basic Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$75 per person
per group not applicable

Coinsurance:

See Plan
Guardian Essentials for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Guardian Basics for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
Guardian Preventive Plus for Families and Individuals
2025
Low
HSA:
Out-of-Pocket Maximum:

$425 per person
$850 per group
Deductible:

$50 per person
per group not applicable

Coinsurance:

See Plan
BEST Life Superior Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Preferred Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

per person not applicable
per group not applicable

Coinsurance:

See Plan
BEST Life Essential Value Dental Plan
2025
High
HSA:
Out-of-Pocket Maximum:

$350 per person
$700 per group
Deductible:

$75 per person
per group not applicable

Coinsurance:

See Plan